{"id":22788,"date":"2023-03-16T13:18:25","date_gmt":"2023-03-16T12:18:25","guid":{"rendered":"https:\/\/mysavings.be\/?post_type=info&#038;p=22788"},"modified":"2023-03-16T13:23:04","modified_gmt":"2023-03-16T12:23:04","slug":"projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme","status":"publish","type":"info","link":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/","title":{"rendered":"Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l&rsquo;\u00e9pargne \u00e0 long terme"},"content":{"rendered":"<p>L&rsquo;\u00e9pargne \u00e0 long terme permet aux Belges <span style=\"letter-spacing: 0.025em;\">d&rsquo;\u00e9pargner jusqu&rsquo;\u00e0 2.350 euros par an pour une police d&rsquo;assurance \u00e9pargne ou investissement. Une r\u00e9duction d&rsquo;imp\u00f4t de 30 % est appliqu\u00e9e \u00e0 ce d\u00e9p\u00f4t. Le ministre des Finances Vincent Van Petegem a demand\u00e9 la suppression de l&rsquo;\u00e9pargne \u00e0 long terme dans son projet de r\u00e9forme fiscale. Les contrats existants ne seront pas affect\u00e9s. Toutefois, il ne sera plus possible de conclure de nouveaux contrats \u00e0 partir de 2024. Les contrats existants ne pourront pas non plus \u00eatre prolong\u00e9s ou modifi\u00e9s apr\u00e8s 2024.<\/span><\/p>\n<p>L&rsquo;\u00e9pargne \u00e0 long terme est soumise \u00e0 certaines conditions. Le contrat doit avoir une dur\u00e9e d&rsquo;au moins 10 ans et le capital ne peut en principe pas \u00eatre r\u00e9clam\u00e9 avant l&rsquo;\u00e2ge de 60 ans. Aujourd&rsquo;hui, les contrats actuels courent jusqu&rsquo;\u00e0 65 ans. \u00c0 l&rsquo;\u00e2ge de 60 ans, une taxe de 10 % est automatiquement pr\u00e9lev\u00e9e sur le capital accumul\u00e9 jusqu&rsquo;alors.<br \/>\nLa prime maximale qui peut \u00eatre \u00e9pargn\u00e9e d\u00e9pend de votre revenu professionnel net imposable, mais ne peut d\u00e9passer 2 350 euros par an (revenus 2023). Vous avez le choix entre deux formules:<\/p>\n<p>&#8211; L&rsquo;assurance-\u00e9pargne (branche 21) offre un rendement garanti chaque ann\u00e9e.<br \/>\n&#8211; L&rsquo;assurance placement (branche 23) investit dans des fonds dont la valeur peut fluctuer.<\/p>\n<p>Vous prenez donc plus de risques, mais le rendement potentiel est plus \u00e9lev\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L&rsquo;\u00e9pargne \u00e0 long terme permet aux Belges d&rsquo;\u00e9pargner jusqu&rsquo;\u00e0 2.350 euros par an pour une police d&rsquo;assurance \u00e9pargne ou investissement. Une r\u00e9duction d&rsquo;imp\u00f4t de 30 % est appliqu\u00e9e \u00e0 ce d\u00e9p\u00f4t. Le ministre des Finances Vincent Van Petegem a demand\u00e9 la suppression de l&rsquo;\u00e9pargne \u00e0 long terme dans son projet de r\u00e9forme fiscale. Les contrats [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":8117,"template":"","class_list":["post-22788","info","type-info","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l&#039;\u00e9pargne \u00e0 long terme - MySavings<\/title>\n<meta name=\"description\" content=\"L&#039;\u00e9pargne \u00e0 long terme permet aux Belges d&#039;\u00e9pargner jusqu&#039;\u00e0 2.350 euros par an pour une police d&#039;assurance \u00e9pargne ou investissement. Une r\u00e9duction\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l&#039;\u00e9pargne \u00e0 long terme - MySavings\" \/>\n<meta property=\"og:description\" content=\"L&#039;\u00e9pargne \u00e0 long terme permet aux Belges d&#039;\u00e9pargner jusqu&#039;\u00e0 2.350 euros par an pour une police d&#039;assurance \u00e9pargne ou investissement. Une r\u00e9duction\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/\" \/>\n<meta property=\"og:site_name\" content=\"MySavings\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MySavings.be\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-16T12:23:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/33.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\\\/\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\\\/\",\"name\":\"Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l'\u00e9pargne \u00e0 long terme - MySavings\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2015\\\/01\\\/33.jpg\",\"datePublished\":\"2023-03-16T12:18:25+00:00\",\"dateModified\":\"2023-03-16T12:23:04+00:00\",\"description\":\"L'\u00e9pargne \u00e0 long terme permet aux Belges d'\u00e9pargner jusqu'\u00e0 2.350 euros par an pour une police d'assurance \u00e9pargne ou investissement. Une r\u00e9duction\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\\\/#breadcrumb\"},\"inLanguage\":\"fr-BE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2015\\\/01\\\/33.jpg\",\"contentUrl\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2015\\\/01\\\/33.jpg\",\"width\":2000,\"height\":1600,\"caption\":\"fixer un rendez vous avec mysavings\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/accueil\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blog\",\"item\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/centre-dinfo\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l&rsquo;\u00e9pargne \u00e0 long terme\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/\",\"name\":\"MySavings\",\"description\":\"Le meilleur choix pour votre assurance-vie\\\/pension\",\"publisher\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-BE\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#organization\",\"name\":\"MySavings\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/mysavings.svg\",\"contentUrl\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/mysavings.svg\",\"width\":219,\"height\":132,\"caption\":\"MySavings\"},\"image\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/MySavings.be\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/mysavings\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l'\u00e9pargne \u00e0 long terme - MySavings","description":"L'\u00e9pargne \u00e0 long terme permet aux Belges d'\u00e9pargner jusqu'\u00e0 2.350 euros par an pour une police d'assurance \u00e9pargne ou investissement. Une r\u00e9duction","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/","og_locale":"fr_FR","og_type":"article","og_title":"Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l'\u00e9pargne \u00e0 long terme - MySavings","og_description":"L'\u00e9pargne \u00e0 long terme permet aux Belges d'\u00e9pargner jusqu'\u00e0 2.350 euros par an pour une police d'assurance \u00e9pargne ou investissement. Une r\u00e9duction","og_url":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/","og_site_name":"MySavings","article_publisher":"https:\/\/www.facebook.com\/MySavings.be","article_modified_time":"2023-03-16T12:23:04+00:00","og_image":[{"width":2000,"height":1600,"url":"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/33.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture est.":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/","url":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/","name":"Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l'\u00e9pargne \u00e0 long terme - MySavings","isPartOf":{"@id":"https:\/\/mysavings.be\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/#primaryimage"},"image":{"@id":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/#primaryimage"},"thumbnailUrl":"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/33.jpg","datePublished":"2023-03-16T12:18:25+00:00","dateModified":"2023-03-16T12:23:04+00:00","description":"L'\u00e9pargne \u00e0 long terme permet aux Belges d'\u00e9pargner jusqu'\u00e0 2.350 euros par an pour une police d'assurance \u00e9pargne ou investissement. Une r\u00e9duction","breadcrumb":{"@id":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/#breadcrumb"},"inLanguage":"fr-BE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/"]}]},{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/#primaryimage","url":"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/33.jpg","contentUrl":"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/33.jpg","width":2000,"height":1600,"caption":"fixer un rendez vous avec mysavings"},{"@type":"BreadcrumbList","@id":"https:\/\/mysavings.be\/fr\/centre-dinfo\/projet-de-reforme-fiscale-du-ministre-van-peteghem-suppression-de-lepargne-a-long-terme\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mysavings.be\/fr\/accueil\/"},{"@type":"ListItem","position":2,"name":"Blog","item":"https:\/\/mysavings.be\/fr\/centre-dinfo\/"},{"@type":"ListItem","position":3,"name":"Projet de r\u00e9forme fiscale du ministre Van Peteghem : suppression de l&rsquo;\u00e9pargne \u00e0 long terme"}]},{"@type":"WebSite","@id":"https:\/\/mysavings.be\/fr\/#website","url":"https:\/\/mysavings.be\/fr\/","name":"MySavings","description":"Le meilleur choix pour votre assurance-vie\/pension","publisher":{"@id":"https:\/\/mysavings.be\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mysavings.be\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-BE"},{"@type":"Organization","@id":"https:\/\/mysavings.be\/fr\/#organization","name":"MySavings","url":"https:\/\/mysavings.be\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/mysavings.be\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/mysavings.be\/wp-content\/uploads\/2021\/03\/mysavings.svg","contentUrl":"https:\/\/mysavings.be\/wp-content\/uploads\/2021\/03\/mysavings.svg","width":219,"height":132,"caption":"MySavings"},"image":{"@id":"https:\/\/mysavings.be\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MySavings.be","https:\/\/www.linkedin.com\/company\/mysavings"]}]}},"_links":{"self":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/info\/22788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/info"}],"about":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/types\/info"}],"author":[{"embeddable":true,"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/users\/18"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/attachment\/8117"}],"wp:attachment":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/attachment?parent=22788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}