{"id":6699,"date":"2015-01-01T00:00:00","date_gmt":"2014-12-31T23:00:00","guid":{"rendered":"https:\/\/mysavings.be\/centre-dinfo\/quels-sont-les-frais-dans-un-placement-de-la-branche-21\/"},"modified":"2021-04-12T15:26:04","modified_gmt":"2021-04-12T13:26:04","slug":"quels-sont-les-frais-dans-un-placement-de-la-branche-21","status":"publish","type":"info","link":"https:\/\/mysavings.be\/fr\/centre-dinfo\/quels-sont-les-frais-dans-un-placement-de-la-branche-21\/","title":{"rendered":"Quels sont les frais dans un placement de la branche 21?"},"content":{"rendered":"<p>La fiche d\u2019information du produit donne un d\u00e9tail pr\u00e9cis des frais. La plupart du temps il s\u2019agit des frais suivants\u00a0:<\/p>\n<ul>\n<li>Taxe sur les primes: 2% est pr\u00e9lev\u00e9 du montant vers\u00e9. Si vous versez une prime de 500 \u20ac, il y a presque 10 \u20ac de taxe (2% de 500 euro ou 500\/1,02=490,20 euro net, la taxe est donc \u00e9gale \u00e0 9,80 euro); cette partie part pour l\u2019\u00e9tat;<\/li>\n<li>Frais d\u2019entr\u00e9e: Ceci est g\u00e9n\u00e9ralement d\u00e9pendant du montant vers\u00e9 et la dur\u00e9e de l\u2019investissement; mysavings.be ne demande pas de frais d\u2019entr\u00e9e en tant qu\u2019interm\u00e9diaire;<\/li>\n<li>Frais de sortie: Ils sont dus en cas de retrait avant la date de terme du contrat. Il s\u2019agit en g\u00e9n\u00e9ral d\u2019un pourcentage du montant r\u00e9cup\u00e9r\u00e9. Plus le contrat avance en dur\u00e9e, moins ceux-ci sont \u00e9lev\u00e9s.<\/li>\n<li>Indemnit\u00e9 conjoncturelle: dans certains cas un montant peut \u00eatre pr\u00e9lev\u00e9 par la compagnie en cas de retrait avant la date de terme. Ce montant est d\u00fb en tant qu\u2019indemnit\u00e9 si par exemple les taux d\u2019int\u00e9r\u00eat du march\u00e9 sont plus hauts que ceux dans votre placement. La compagnie doit en effet vendre \u00ab\u00a0\u00e0 perte\u00a0\u00bb pour vous rembourser votre capital.<\/li>\n<li>Frais de gestion: la compagnie d\u2019assurance pr\u00e9l\u00e8ve un pourcentage des primes pour la gestion du contrat;<\/li>\n<li>Couverture d\u00e9c\u00e8s: si vous combinez votre placement avec une couverture d\u00e9c\u00e8s, des primes sont dues pour cette protection.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>La fiche d\u2019information du produit donne un d\u00e9tail pr\u00e9cis des frais. La plupart du temps il s\u2019agit des frais suivants\u00a0: Taxe sur les primes: 2% est pr\u00e9lev\u00e9 du montant vers\u00e9. Si vous versez une prime de 500 \u20ac, il y a presque 10 \u20ac de taxe (2% de 500 euro ou 500\/1,02=490,20 euro net, la [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":8020,"template":"","class_list":["post-6699","info","type-info","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quels sont les frais dans un placement de la branche 21? - MySavings<\/title>\n<meta name=\"description\" content=\"La fiche d\u2019information du produit donne un d\u00e9tail pr\u00e9cis des frais. 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