{"id":6712,"date":"2015-01-01T00:00:00","date_gmt":"2014-12-31T23:00:00","guid":{"rendered":"https:\/\/mysavings.be\/centre-dinfo\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/"},"modified":"2021-04-12T16:51:42","modified_gmt":"2021-04-12T14:51:42","slug":"a-combien-s-elevent-les-frais-dans-une-assurance-vie","status":"publish","type":"info","link":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/","title":{"rendered":"A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie?"},"content":{"rendered":"<p>Une compagnie d\u2019assurance demande un montant annuel de frais de gestion. Le montant des frais va d\u00e9pendre du montant vers\u00e9, de la dur\u00e9e du contrat, du type de produit, de la compagnie d\u2019assurance et du courtier. MySavings ne pr\u00e9l\u00e8ve aucun frais d\u2019entr\u00e9e, vous \u00eates donc certain de travailler aux meilleures conditions du march\u00e9. Nous recevons des compagnies d\u2019assurance un montant en tant qu\u2019apporteur d\u2019affaire et sommes satisfaits avec celui-ci.<\/p>\n<ul>\n<li><strong>Frais d\u2019entr\u00e9e<\/strong>: C\u2019est en g\u00e9n\u00e9ral un co\u00fbt qui est fonction du montant vers\u00e9 et de la dur\u00e9e du contrat, via MySavings vous pouvez donc \u00e9conomiser largement sur ces frais.<\/li>\n<li><strong>Frais de sortie<\/strong>: Frais \u00e0 payer en cas de remboursement de vos avoirs avant la date de fin du contrat. Les frais de sortie sont en g\u00e9n\u00e9ral exprim\u00e9s en un pourcentage du montant retir\u00e9s. Il est habituel de voir des frais de sortie d\u00e9gressifs dans le temps. Dans certains types de contrats, les frais de sortie sont m\u00eame \u00e9gaux \u00e0 z\u00e9ro apr\u00e8s quelques ann\u00e9es.<\/li>\n<li><strong>Frais de gestion<\/strong>: Les institutions d\u2019assurance calculent un pourcentage annuel du montant du contrat en contrepartie de la gestion effectu\u00e9e par la compagnie.<\/li>\n<li><strong>Indemnit\u00e9 conjoncturelle<\/strong>: Dans certains cas, la compagnie est autoris\u00e9e \u00e0 pr\u00e9lever une indemnit\u00e9 en cas de retrait anticip\u00e9 de vos avoirs. C\u2019est par exemple le cas si les taux d\u2019int\u00e9r\u00eats du march\u00e9 sont lors du rachat plus haut que ceux de votre contrat d\u2019assurance. La compagnie est en effet forc\u00e9e de vendre \u00ab\u00a0\u00e0 perte\u00a0\u00bb certains placements pour vous rembourser et peut vous facturer un montant dans ce cas. C\u2019est une pratique qui est autoris\u00e9e par la loi depuis le 14 novembre 2003 afin de prot\u00e9ger l\u2019int\u00e9r\u00eat des autres investisseurs pr\u00e9sents dans le m\u00eame produit.<\/li>\n<li><strong>Couvertures suppl\u00e9mentaires<\/strong>: C\u2019est par exemple le cas d\u2019un placement en assurance-vie combin\u00e9 \u00e0 une couverture d\u00e9c\u00e8s additionnelle, un montant annuel est pr\u00e9lev\u00e9 pour cette couverture.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Une compagnie d\u2019assurance demande un montant annuel de frais de gestion. Le montant des frais va d\u00e9pendre du montant vers\u00e9, de la dur\u00e9e du contrat, du type de produit, de la compagnie d\u2019assurance et du courtier. MySavings ne pr\u00e9l\u00e8ve aucun frais d\u2019entr\u00e9e, vous \u00eates donc certain de travailler aux meilleures conditions du march\u00e9. Nous recevons [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":8041,"template":"","class_list":["post-6712","info","type-info","status-publish","has-post-thumbnail","hentry","category-faq"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie? - MySavings<\/title>\n<meta name=\"description\" content=\"Une compagnie d\u2019assurance demande un montant annuel de frais de gestion. Le montant des frais va d\u00e9pendre du montant vers\u00e9, de la dur\u00e9e du contrat, du\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie? - MySavings\" \/>\n<meta property=\"og:description\" content=\"Une compagnie d\u2019assurance demande un montant annuel de frais de gestion. Le montant des frais va d\u00e9pendre du montant vers\u00e9, de la dur\u00e9e du contrat, du\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/\" \/>\n<meta property=\"og:site_name\" content=\"MySavings\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MySavings.be\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-12T14:51:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/24.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\\\/\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\\\/\",\"name\":\"A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie? - MySavings\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2015\\\/01\\\/24.jpg\",\"datePublished\":\"2014-12-31T23:00:00+00:00\",\"dateModified\":\"2021-04-12T14:51:42+00:00\",\"description\":\"Une compagnie d\u2019assurance demande un montant annuel de frais de gestion. Le montant des frais va d\u00e9pendre du montant vers\u00e9, de la dur\u00e9e du contrat, du\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\\\/#breadcrumb\"},\"inLanguage\":\"fr-BE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2015\\\/01\\\/24.jpg\",\"contentUrl\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2015\\\/01\\\/24.jpg\",\"width\":2000,\"height\":1600,\"caption\":\"frais assurance vie\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/accueil\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blog\",\"item\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/infocentrum\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"FAQ\",\"item\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/category\\\/faq\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/\",\"name\":\"MySavings\",\"description\":\"Le meilleur choix pour votre assurance-vie\\\/pension\",\"publisher\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-BE\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#organization\",\"name\":\"MySavings\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/mysavings.svg\",\"contentUrl\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/mysavings.svg\",\"width\":219,\"height\":132,\"caption\":\"MySavings\"},\"image\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/MySavings.be\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/mysavings\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie? - MySavings","description":"Une compagnie d\u2019assurance demande un montant annuel de frais de gestion. Le montant des frais va d\u00e9pendre du montant vers\u00e9, de la dur\u00e9e du contrat, du","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/","og_locale":"fr_FR","og_type":"article","og_title":"A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie? - MySavings","og_description":"Une compagnie d\u2019assurance demande un montant annuel de frais de gestion. Le montant des frais va d\u00e9pendre du montant vers\u00e9, de la dur\u00e9e du contrat, du","og_url":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/","og_site_name":"MySavings","article_publisher":"https:\/\/www.facebook.com\/MySavings.be","article_modified_time":"2021-04-12T14:51:42+00:00","og_image":[{"width":2000,"height":1600,"url":"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/24.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture est.":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/","url":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/","name":"A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie? - MySavings","isPartOf":{"@id":"https:\/\/mysavings.be\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/#primaryimage"},"image":{"@id":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/#primaryimage"},"thumbnailUrl":"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/24.jpg","datePublished":"2014-12-31T23:00:00+00:00","dateModified":"2021-04-12T14:51:42+00:00","description":"Une compagnie d\u2019assurance demande un montant annuel de frais de gestion. Le montant des frais va d\u00e9pendre du montant vers\u00e9, de la dur\u00e9e du contrat, du","breadcrumb":{"@id":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/#breadcrumb"},"inLanguage":"fr-BE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/"]}]},{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/#primaryimage","url":"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/24.jpg","contentUrl":"https:\/\/mysavings.be\/wp-content\/uploads\/2015\/01\/24.jpg","width":2000,"height":1600,"caption":"frais assurance vie"},{"@type":"BreadcrumbList","@id":"https:\/\/mysavings.be\/fr\/infocentrum\/a-combien-s-elevent-les-frais-dans-une-assurance-vie\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mysavings.be\/fr\/accueil\/"},{"@type":"ListItem","position":2,"name":"Blog","item":"https:\/\/mysavings.be\/fr\/infocentrum\/"},{"@type":"ListItem","position":3,"name":"FAQ","item":"https:\/\/mysavings.be\/fr\/category\/faq\/"},{"@type":"ListItem","position":4,"name":"A combien s\u2019\u00e9l\u00e8vent les frais dans une assurance-vie?"}]},{"@type":"WebSite","@id":"https:\/\/mysavings.be\/fr\/#website","url":"https:\/\/mysavings.be\/fr\/","name":"MySavings","description":"Le meilleur choix pour votre assurance-vie\/pension","publisher":{"@id":"https:\/\/mysavings.be\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mysavings.be\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-BE"},{"@type":"Organization","@id":"https:\/\/mysavings.be\/fr\/#organization","name":"MySavings","url":"https:\/\/mysavings.be\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/mysavings.be\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/mysavings.be\/wp-content\/uploads\/2021\/03\/mysavings.svg","contentUrl":"https:\/\/mysavings.be\/wp-content\/uploads\/2021\/03\/mysavings.svg","width":219,"height":132,"caption":"MySavings"},"image":{"@id":"https:\/\/mysavings.be\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MySavings.be","https:\/\/www.linkedin.com\/company\/mysavings"]}]}},"_links":{"self":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/info\/6712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/info"}],"about":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/types\/info"}],"author":[{"embeddable":true,"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/users\/13"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/attachment\/8041"}],"wp:attachment":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/attachment?parent=6712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}