{"id":6728,"date":"2015-01-01T00:00:00","date_gmt":"2014-12-31T23:00:00","guid":{"rendered":"https:\/\/mysavings.be\/centre-dinfo\/comment-se-passe-la-succession-en-cas-de-deces\/"},"modified":"2021-04-14T16:29:51","modified_gmt":"2021-04-14T14:29:51","slug":"comment-se-passe-la-succession-en-cas-de-deces","status":"publish","type":"info","link":"https:\/\/mysavings.be\/fr\/infocentrum\/comment-se-passe-la-succession-en-cas-de-deces\/","title":{"rendered":"Comment se passe la succession en cas de d\u00e9c\u00e8s?"},"content":{"rendered":"<p>Lors d\u2019un d\u00e9c\u00e8s, votre patrimoine est r\u00e9parti selon la d\u00e9volution l\u00e9gale ou selon les dispositions testamentaires que vous avez pu prendre. Un contrat d\u2019assurance-vie contient la mention d\u2019un b\u00e9n\u00e9ficiaire en cas de d\u00e9c\u00e8s et ces avoirs ne transitent pas par la succession mais arrivent directement chez le b\u00e9n\u00e9ficiaire. Les droits de succession \u00e9ventuellement dus sur le capital sont calcul\u00e9s une fois la r\u00e9partition du patrimoine effectu\u00e9. .<\/p>\n<p>Attention, depuis le 5 mars 2012, la mention \u201ch\u00e9ritiers l\u00e9gaux\u201d en tant que b\u00e9n\u00e9ficiaire d\u2019un contrat d\u2019assurance-vie n\u2019est plus vu comme une d\u00e9signation particuli\u00e8re. Cela signifie que le capital vers\u00e9 sera mis dans le \u00ab\u00a0pot successoral\u00a0\u00bb et divis\u00e9s entre les h\u00e9ritiers. Cela peut avoir son incidence si vous avez \u00e9crit un testament en d\u00e9signant un l\u00e9gataire universel qui n\u2019h\u00e9riterait pas sans ce testament. Depuis mars 2014, cette r\u00e8gle s\u2019applique \u00e0 tous les contrats d\u2019assurance m\u00eame ceux souscrits avant mars 2012.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lors d\u2019un d\u00e9c\u00e8s, votre patrimoine est r\u00e9parti selon la d\u00e9volution l\u00e9gale ou selon les dispositions testamentaires que vous avez pu prendre. Un contrat d\u2019assurance-vie contient la mention d\u2019un b\u00e9n\u00e9ficiaire en cas de d\u00e9c\u00e8s et ces avoirs ne transitent pas par la succession mais arrivent directement chez le b\u00e9n\u00e9ficiaire. Les droits de succession \u00e9ventuellement dus sur [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":8071,"template":"","class_list":["post-6728","info","type-info","status-publish","has-post-thumbnail","hentry","category-faq"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Comment se passe la succession en cas de d\u00e9c\u00e8s? - MySavings<\/title>\n<meta name=\"description\" content=\"Lors d\u2019un d\u00e9c\u00e8s, votre patrimoine est r\u00e9parti selon la d\u00e9volution l\u00e9gale ou selon les dispositions testamentaires que vous avez pu prendre. 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