{"id":6729,"date":"2015-01-01T00:00:00","date_gmt":"2014-12-31T23:00:00","guid":{"rendered":"https:\/\/mysavings.be\/centre-dinfo\/quelle-est-la-duree-ideale-de-placement-pour-une-assurance-vie-placement-ou-epargne\/"},"modified":"2021-04-30T15:17:27","modified_gmt":"2021-04-30T13:17:27","slug":"quelle-est-la-duree-ideale-de-placement-pour-une-assurance-vie-placement-ou-epargne","status":"publish","type":"info","link":"https:\/\/mysavings.be\/fr\/centre-dinfo\/quelle-est-la-duree-ideale-de-placement-pour-une-assurance-vie-placement-ou-epargne\/","title":{"rendered":"Quelle est la dur\u00e9e id\u00e9ale de placement pour une assurance-vie placement ou \u00e9pargne?"},"content":{"rendered":"<p>Historiquement, les contrats \u00e9taient souscrits pour 8 ans et 1 jour afin de pouvoir b\u00e9n\u00e9ficier de l\u2019exon\u00e9ration de pr\u00e9compte mobilier (pour la branche 21). Actuellement, la plupart des contrats sont souscrits sans date de terme ou encore \u00e0 tr\u00e8s longue \u00e9ch\u00e9ance (jusqu\u2019au 99 ans). Cela ne signifie certainement pas que vous n\u2019avez pas acc\u00e8s \u00e0 vos avoirs avant. C\u2019est en effet avantageux pour le particulier de souscrire \u00e0 long terme car apr\u00e8s 8 ans il peut d\u00e9cider ou non de laisser ses avoirs plac\u00e9s dans le contrat. Dans le cas d\u2019un maintien du contrat, il ne doit pas repayer ni frais d\u2019entr\u00e9e ni taxe d\u2019entr\u00e9e. Et le contrat devient un contrat qui ne sera plus jamais soumis au pr\u00e9compte mobilier.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Historiquement, les contrats \u00e9taient souscrits pour 8 ans et 1 jour afin de pouvoir b\u00e9n\u00e9ficier de l\u2019exon\u00e9ration de pr\u00e9compte mobilier (pour la branche 21). Actuellement, la plupart des contrats sont souscrits sans date de terme ou encore \u00e0 tr\u00e8s longue \u00e9ch\u00e9ance (jusqu\u2019au 99 ans). Cela ne signifie certainement pas que vous n\u2019avez pas acc\u00e8s \u00e0 [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":8073,"template":"","class_list":["post-6729","info","type-info","status-publish","has-post-thumbnail","hentry","category-faq"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dur\u00e9e id\u00e9ale de placement pour une assurance-vie placement ou \u00e9pargne<\/title>\n<meta name=\"description\" content=\"MySavings, sp\u00e9cialiste dans le domaine, vous explique quelle est la dur\u00e9e id\u00e9ale de placement pour une assurance-vie placement ou \u00e9pargne.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/centre-dinfo\/quelle-est-la-duree-ideale-de-placement-pour-une-assurance-vie-placement-ou-epargne\/\" 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