{"id":6757,"date":"2015-01-01T00:00:00","date_gmt":"2014-12-31T23:00:00","guid":{"rendered":"https:\/\/mysavings.be\/centre-dinfo\/epargner-pour-vos-petits-enfants-et-diminuer-les-droits-de-succession\/"},"modified":"2021-04-28T11:53:29","modified_gmt":"2021-04-28T09:53:29","slug":"epargner-pour-vos-petits-enfants-et-diminuer-les-droits-de-succession","status":"publish","type":"info","link":"https:\/\/mysavings.be\/fr\/infocentrum\/epargner-pour-vos-petits-enfants-et-diminuer-les-droits-de-succession\/","title":{"rendered":"Epargner pour vos petits-enfants et diminuer les droits de succession?"},"content":{"rendered":"<p>C\u2019est possible. Nous proc\u00e9dons ainsi\u00a0:<\/p>\n<ul>\n<li><strong>D\u00e9finissez combien vous souhaitez \u00e9pargner par petit-enfant<\/strong><\/li>\n<li><strong>Jusqu\u2019\u00e0 quel \u00e2ge souhaitez-vous \u00e9pargner\u00a0?<\/strong><\/li>\n<li>Souhaitez-vous \u00e9ventuellement compenser la diff\u00e9rence d\u2019\u00e2ge par une prime unique\u00a0?<\/li>\n<\/ul>\n<p>Exemple\u00a0: Sabine a 10 ans et Christophe a 3 ans, vous d\u00e9cidez d\u2019\u00e9pargner chaque mois 50 euros pour chacun jusqu\u2019\u00e0 l\u2019\u00e2ge de 21 ans. Pour Sabine cela repr\u00e9sente au total 50 euro x 12 x 11 = 6.600 euro, pour Christophe 50 euro * 12 * 18 = 11.400 euro, une diff\u00e9rence de 4.800 euro. Vous pouvez verser ce montant en prime unique au contrat de Sabine.<\/p>\n<ul>\n<li>Vous avez d\u00e9j\u00e0 un compte d\u2019\u00e9pargne avec un certain montant, utilisez ce montant pour un d\u00e9marrage rapide.<img decoding=\"async\" style=\"float: right; height: 205px; margin: 20px; width: 307px;\" src=\"https:\/\/mysavings.be\/wp-content\/uploads\/2021\/03\/handenstandaanhetstrand.jpg\" alt=\"epargne pour enfants\" \/><\/li>\n<\/ul>\n<p>Quelle est la structure du contrat\u00a0?<\/p>\n<ul>\n<li>Grands-parents = preneurs d\u2019assurance, vous avez tous les droits, vous faites les versements, vous pouvez arr\u00eater les versements \u00e0 tout moment, vous pouvez racheter votre r\u00e9serve, vous \u00eates le seul ma\u00eetre \u00e0 bord du contrat<\/li>\n<li>Petit-enfant = assur\u00e9<\/li>\n<li>Petit-enfant = b\u00e9n\u00e9ficiaire en cas de vie, vous pouvez choisir une date de fin sp\u00e9cifique par exemple quand votre petit-enfant atteint l\u2019\u00e2ge de 21 ans, l\u2019argent lui sera automatiquement vers\u00e9. Il est \u00e9galement possible de d\u00e9finir une date ult\u00e9rieure, vous d\u00e9cidez quand l\u2019argent est vers\u00e9.<\/li>\n<li>Grands-parents = b\u00e9n\u00e9ficiaire en cas de d\u00e9c\u00e8s, en cas de pr\u00e9d\u00e9c\u00e8s du petit-enfant le contrat se terminera et l\u2019argent vous sera revers\u00e9<\/li>\n<\/ul>\n<p><strong>En instaurant ce syst\u00e8me \u00e0 concurrence de 12.500 euro par petit-enfant, vous leur garantissez le paiement d\u2019un droit de succession tr\u00e8s r\u00e9duit sur ces contrats (3%).<\/strong><\/p>\n<p>Vous pouvez opter pour une branche 21 pure (capital- et\/ou rendement garanti) ou une formule dynamique avec des fonds d\u2019investissement ou encore une combinaison des deux.<\/p>\n<p><a href=\"https:\/\/mysavings.be\/fr\/nos-produits\/epargner\/\">Regardez l&rsquo;aper\u00e7u &lsquo;\u00e9pargner&rsquo;.\u00a0<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u2019est possible. Nous proc\u00e9dons ainsi\u00a0: D\u00e9finissez combien vous souhaitez \u00e9pargner par petit-enfant Jusqu\u2019\u00e0 quel \u00e2ge souhaitez-vous \u00e9pargner\u00a0? Souhaitez-vous \u00e9ventuellement compenser la diff\u00e9rence d\u2019\u00e2ge par une prime unique\u00a0? Exemple\u00a0: Sabine a 10 ans et Christophe a 3 ans, vous d\u00e9cidez d\u2019\u00e9pargner chaque mois 50 euros pour chacun jusqu\u2019\u00e0 l\u2019\u00e2ge de 21 ans. Pour Sabine cela repr\u00e9sente [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":8130,"template":"","class_list":["post-6757","info","type-info","status-publish","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Epargnez pour vos petits-enfants et diminuez les droits de succession<\/title>\n<meta name=\"description\" content=\"Vous souhaitez \u00e9pargner pour vos petits-enfants tout en diminuant les droits de succession ? 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