{"id":1024,"date":"2021-02-24T22:40:09","date_gmt":"2021-02-24T21:40:09","guid":{"rendered":"https:\/\/mysavings.be\/nos-produits\/revenu-garanti-pour-les-travailleurs-independants-pourquoi-est-ce-interessant-1\/"},"modified":"2021-03-26T16:36:11","modified_gmt":"2021-03-26T15:36:11","slug":"revenu-garanti-pour-les-travailleurs-independants-pourquoi-est-ce-interessant-1","status":"publish","type":"product","link":"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/revenu-garanti\/Information\/revenu-garanti-pour-les-travailleurs-independants-pourquoi-est-ce-interessant-1\/","title":{"rendered":"Revenu garanti pour les travailleurs ind\u00e9pendants: pourquoi est-ce int\u00e9ressant?"},"content":{"rendered":"<p>Chacun de nous peut tomber malade ou avoir un accident. Toutefois, les cons\u00e9quences financi\u00e8res pour un travailleur ind\u00e9pendant sont diff\u00e9rentes de celles d&rsquo;un employ\u00e9. En cas d&rsquo;invalidit\u00e9 professionnelle, le travailleur ind\u00e9pendant avec famille \u00e0 charge b\u00e9n\u00e9ficie d&rsquo;une prestation par jour de la caisse d&rsquo;assurance maladie.<\/p>\n<p>Cette indemnit\u00e9 journali\u00e8re est souvent insuffisante pour continuer \u00e0 supporter vos d\u00e9penses quotidiennes.\u00a0 Les personnes en incapacit\u00e9 de travail recevront un paiement de 62,08 euro euros brut par jour \u00e0 compter du premier jour, \u00e0 condition que l&rsquo;incapacit\u00e9 de travail dure au moins 8 jours.<\/p>\n<p>En tant qu&rsquo;ind\u00e9pendant, vous devez donc avant tout prendre soin de votre protection en cas de maladie ou d&rsquo;invalidit\u00e9. Une assurance de revenu garanti peut vous prot\u00e9ger contre la perte de revenu professionnel. Cette assurance verse un revenu de remplacement suppl\u00e9mentaire sur une base mensuelle, en plus des indemnit\u00e9s journali\u00e8res l\u00e9gales. En principe, l&rsquo;assurance-revenu n&rsquo;intervient que si l&rsquo;invalidit\u00e9 \u00e9conomique est d&rsquo;au moins 25%.<br \/>\n<strong><span style=\"color: #d25613;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">Indemnit\u00e9 maladie et invalidit\u00e9 \u00e0 partir du 1er jour:<\/span><\/span><\/span><\/strong><\/p>\n<table style=\"width: 1915px; height: 141px;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">Avec famille \u00e0 charge<\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">62,08 euro\/jour<\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">(19 368,96 euro\/an) (*)<\/span><\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">Isol\u00e9(e)<\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">49,68 euro\/jour<\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">(15 500,16 euro\/an) (*)<\/span><\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">Cohabitant<\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">38,10 euro\/jour<\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"width: 224px; height: 21px;\">\n<p style=\"text-align: center;\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">(11 887,20 euro\/an) (*)<\/span><\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 671px; height: 21px;\" colspan=\"3\"><span style=\"color: #004687;\"><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 10.0pt;\">(*) Par an = par jour x 26 x 12<\/span><\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-family: tradegothic lt light;\"><span style=\"font-size: 8.0pt;\">Chiffres INAMI au 01\/01\/2021<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En cas d&rsquo;invalidit\u00e9 professionnelle, le travailleur ind\u00e9pendant (\u00e0 charge familiale) b\u00e9n\u00e9ficie d&rsquo;une prestation de 60,26 \u20ac bruts par jour de la caisse d&rsquo;assurance maladie.<\/p>\n","protected":false},"featured_media":0,"parent":676,"menu_order":0,"template":"","class_list":["post-1024","product","type-product","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Revenu Garanti pour les travailleurs ind\u00e9pendants | MySavings<\/title>\n<meta name=\"description\" content=\"Vous \u00eates travailleur ind\u00e9pendant ? 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