{"id":1031,"date":"2021-02-24T22:40:09","date_gmt":"2021-02-24T21:40:09","guid":{"rendered":"https:\/\/mysavings.be\/nos-produits\/combien-dimpots-payez-vous-sur-votre-plcs\/"},"modified":"2021-03-24T13:48:52","modified_gmt":"2021-03-24T12:48:52","slug":"combien-dimpots-payez-vous-sur-votre-plcs","status":"publish","type":"product","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire-pour-salaries-plcs\/Information\/combien-dimpots-payez-vous-sur-votre-plcs\/","title":{"rendered":"Combien d&rsquo;imp\u00f4ts payez-vous sur votre PLCS?"},"content":{"rendered":"<p>Vous \u00eates redevable d\u2019une taxe sur les primes ainsi que de cotisations sociales en plus de la taxation finale sur le capital au terme du contrat.<\/p>\n<h2>PLCS\u00a0: taxe sur les primes<\/h2>\n<p>Une taxe sur les primes de 4,4% est due sur chaque prime vers\u00e9e au sein de votre PLCS. Aucune cotisation sociale n\u2019est due sur les primes vers\u00e9es.<\/p>\n<h2>PLCS : taxation du capital final au terme du contrat<\/h2>\n<p>Vous ne pouvez percevoir le capital pension constitu\u00e9 au sein de votre PLCS qu\u2019au jour o\u00f9 vous pourrez percevoir votre revenu de pension l\u00e9gale (\u00e2ge l\u00e9gal de la pension ou pension l\u00e9gale anticip\u00e9e si vous remplissez toutes les conditions \u00e0 cet effet). Ce capital est tax\u00e9 au taux de 10% au terme du contrat (+ additionnels communaux).<\/p>\n<p>Des cotisations sociales sont \u00e9galement dues sur le capital :<\/p>\n<ul>\n<li>une cotisation INAMI de 3,55%<\/li>\n<li>une cotisation de solidarit\u00e9 variant de 0, 1 ou 2%.<\/li>\n<\/ul>\n<h2>Avantage fiscal PLCS<\/h2>\n<p>La PLCS offre cependant l\u2019avantage de vous procurer un avantage fiscal de 30% \u00e0 l\u2019imp\u00f4t des personnes physiques.<a href=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire-pour-salaries-plcs\/Information\/lavantage-fiscal-de-la-plcs#info\"> Pour plus d\u2019informations sur les avantages fiscaux offerts par une PLCI, cliquez ici.<\/a><\/p>\n<p>\u00cates-vous int\u00e9ress\u00e9s par la souscription d\u2019une PLCS? <a href=\"https:\/\/mysavings.be\/fr\/contact\/\">N\u2019h\u00e9sitez pas \u00e0 prendre contact avec nos sp\u00e9cialistes.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vous \u00eates redevable d\u2019une taxe sur les primes ainsi que de cotisations sociales en plus de la taxation finale sur le capital au terme du contrat.<\/p>\n","protected":false},"featured_media":0,"parent":685,"menu_order":3,"template":"","class_list":["post-1031","product","type-product","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Combien d&#039;imp\u00f4ts payez-vous sur votre PLCS? | MySavings<\/title>\n<meta name=\"description\" content=\"Vous avez des questions sur la PLCS? 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