{"id":924,"date":"2021-02-24T22:39:40","date_gmt":"2021-02-24T21:39:40","guid":{"rendered":"https:\/\/mysavings.be\/nos-produits\/assurance-droits-de-succession\/"},"modified":"2021-03-26T16:28:10","modified_gmt":"2021-03-26T15:28:10","slug":"assurance-droits-de-succession","status":"publish","type":"product","link":"https:\/\/mysavings.be\/fr\/onze-producten\/s-assurer\/couverture-deces\/Information\/assurance-droits-de-succession\/","title":{"rendered":"Assurance droits de succession"},"content":{"rendered":"<p><strong>Pourquoi?\u00a0<\/strong><\/p>\n<p>Dans le cas d&rsquo;une donation sous-seing priv\u00e9 (non enregistr\u00e9e), les droits de succession seront dus en cas de d\u00e9c\u00e8s du donateur end\u00e9ans les 3 ans. Ces droits de succession peuvent \u00eatre couverts par une assurance d\u00e9c\u00e8s temporaire d&rsquo;une dur\u00e9e de 3 ans. Les primes \u00e0 payer vont d\u00e9pendre de l&rsquo;\u00e9tat de sant\u00e9 de l&rsquo;assur\u00e9 (le donateur dans ce cas). Il convient de comparer le total des primes \u00e0 payer avec les droits d&rsquo;enregistrement pouvant varier de 3% \u00e0 7,7% en fonction des r\u00e9gions et du lien de parent\u00e9 entre les parties concern\u00e9es par la donation.<\/p>\n<p><strong>Comment agir en pratique?<\/strong><\/p>\n<p>Il faut souscrire une assurance qui pr\u00e9voit le paiement d&rsquo;un capital \u00e0 concurrence des droits de succesion.<br \/>\nLe contrat doit \u00eatre r\u00e9dig\u00e9 de la sorte:<\/p>\n<ul>\n<li>Preneur d&rsquo;assurance = donataire\u00a0(personne qui re\u00e7oit les fonds du donateur)<\/li>\n<li>Assur\u00e9 = donateur<\/li>\n<li>B\u00e9n\u00e9ficiaire= donataire<\/li>\n<\/ul>\n<p>En cas de d\u00e9c\u00e8s dans les 3 ans, vous devrez donc bien payer les droits de succession mais ceux-ci seront couverts par l&rsquo;assurance droits de succession.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pourquoi?\u00a0 Dans le cas d&rsquo;une donation sous-seing priv\u00e9 (non enregistr\u00e9e), les droits de succession seront dus en cas de d\u00e9c\u00e8s du donateur end\u00e9ans les 3 ans. Ces droits de succession peuvent \u00eatre couverts par une assurance d\u00e9c\u00e8s temporaire d&rsquo;une dur\u00e9e de 3 ans. Les primes \u00e0 payer vont d\u00e9pendre de l&rsquo;\u00e9tat de sant\u00e9 de l&rsquo;assur\u00e9 [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":675,"menu_order":3,"template":"","class_list":["post-924","product","type-product","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Couverture d\u00e9c\u00e8s: Assurance droits de succession | MySavings<\/title>\n<meta name=\"description\" content=\"B\u00e9n\u00e9ficiez de l&#039;assurance droits de succession aux meilleures conditions du march\u00e9 | MySavings, votre expert pension\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/onze-producten\/s-assurer\/couverture-deces\/Information\/assurance-droits-de-succession\/\" \/>\n<meta property=\"og:locale\" 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