{"id":958,"date":"2021-02-24T22:39:49","date_gmt":"2021-02-24T21:39:49","guid":{"rendered":"https:\/\/mysavings.be\/nos-produits\/epargne-a-long-terme-apres-65-ans\/"},"modified":"2021-03-24T10:40:38","modified_gmt":"2021-03-24T09:40:38","slug":"epargne-a-long-terme-apres-65-ans","status":"publish","type":"product","link":"https:\/\/mysavings.be\/fr\/onze-producten\/pension\/epargne-a-long-terme\/Information\/epargne-a-long-terme-apres-65-ans\/","title":{"rendered":"Epargne \u00e0 long terme apr\u00e8s 65 ans"},"content":{"rendered":"<p>Il est possible de conclure un contrat d\u2019assurance vie fiscale jusqu\u2019\u00e0 l\u2019\u00e2ge de 65 ans. \u00a0Contrairement au syst\u00e8me de l\u2019\u00e9pargne pension, <strong>ce contrat vous permet de continuer \u00e0 d\u00e9duire la prime vers\u00e9e apr\u00e8s votre d\u00e9part \u00e0 la retraite et ce, aussi longtemps que vous percevez des revenus imposables.<\/strong><\/p>\n<p>Il est donc encore int\u00e9ressant de d\u00e9buter une telle \u00e9pargne \u00e0 long terme, <strong>juste avant vos 65 ans,<\/strong> \u00e0 la condition que vous n\u2019ayez pas besoin de l\u2019argent qui y sera consacr\u00e9 afin de pr\u00e9server votre train de vie actuel. \u00a0Ainsi, vous continuerez \u00e0 b\u00e9n\u00e9ficier des avantages fiscaux li\u00e9s \u00e0 ce m\u00e9canisme, et la taxation finale d\u2019un tel contrat sera due dix ans apr\u00e8s la date de ce dernier (pour un nouveau contrat conclu apr\u00e8s 55 ans).<\/p>\n<p><strong>Concr\u00e8tement\u00a0: vous pouvez conclure un contrat jusqu\u2019\u00e0 vos 75, 90 voire m\u00eame vos 120 ans et profiter annuellement de la d\u00e9duction fiscale.<\/strong><\/p>\n<p>Le contrat d\u2019assurance vie fiscale peut \u00eatre consid\u00e9r\u00e9 comme une \u00e9pargne qui vous est d\u00e9di\u00e9e ou qui est d\u00e9di\u00e9e \u00e0 vos h\u00e9ritiers, <strong>tout en profitant annuellement d\u2019un avantage fiscal correspondant \u00e0 la d\u00e9duction fiscale d\u2019environ 1\/3 des primes que vous y versez. <\/strong>Assez beau rendement, donc!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Concr\u00e8tement\u00a0: vous pouvez conclure un contrat jusqu\u2019\u00e0 vos 75, 90 voire m\u00eame vos 120 ans et profiter annuellement de la d\u00e9duction fiscale.<\/p>\n","protected":false},"featured_media":0,"parent":674,"menu_order":7,"template":"","class_list":["post-958","product","type-product","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00c9pargne \u00e0 long terme apr\u00e8s 65 ans l MySavings, votre expert pension<\/title>\n<meta name=\"description\" content=\"Il est possible de conclure un contrat d\u2019assurance vie fiscale jusqu\u2019\u00e0 65 ans. 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