{"id":975,"date":"2021-02-24T22:39:56","date_gmt":"2021-02-24T21:39:56","guid":{"rendered":"https:\/\/mysavings.be\/nos-produits\/a-combien-s-eleve-la-prime-maximale-deductible-pour-une-plci\/"},"modified":"2024-02-01T18:01:44","modified_gmt":"2024-02-01T17:01:44","slug":"a-combien-s-eleve-la-prime-maximale-deductible-pour-une-plci","status":"publish","type":"product","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/Information\/a-combien-s-eleve-la-prime-maximale-deductible-pour-une-plci\/","title":{"rendered":"\u00c0 combien s\u2019\u00e9l\u00e8ve la prime maximale d\u00e9ductible pour une PLCI?"},"content":{"rendered":"<p>Les primes pour la PLCI d\u00e9pendent de vos revenus professionnels. Pour une PLCI ordinaire, un ind\u00e9pendant peut verser jusqu\u2019\u00e0 8,17% de ses revenus nets ,imposables avec <strong>un maximum de <b>3.965,77<\/b> euros pour 2024<\/strong>. En ce qui concerne la PLCI sociale, il est possible de verser jusqu\u2019\u00e0 9,40% des revenus nets imposables avec <strong>un maximum de 4.562,82 euros pour 2024.<\/strong><\/p>\n<p>La mani\u00e8re la plus simple de calculer la prime et d&rsquo;utiliser une calculatrice.<strong> Pour cela, vous prenez la derni\u00e8re facture trimestrielle de vos cotisations sociales sur laquelle vous trouverez vos revenus nets imposables (d\u2019il y a 3 ans) revaloris\u00e9s (g\u00e9n\u00e9ralement au verso).<\/strong> C\u2019est ce montant qui sert de base pour le calcul de vos cotisations sociales et du montant maximum que vous pouvez verser dans votre PLCI. Vous pouvez d\u00e9duire au maximum 8,17% de ce montant comme charge professionnelle.<\/p>\n<p>Autre mani\u00e8re? Le coefficient de revalorisation s\u2019\u00e9l\u00e8ve \u00e0 1,186782596 pour 2024.<br \/>\nCela signifie que vous devez multiplier le revenu professionnel imposable de 2021, par ce coefficient pour pouvoir d\u00e9terminer la prime PLCI maximale.<\/p>\n<table style=\"width: 812px; height: 286px;\" border=\"1\" cellspacing=\"1\" cellpadding=\"1\">\n<thead>\n<tr>\n<th scope=\"col\">Revenu net imposable<\/th>\n<th scope=\"col\">PLCI normale<\/th>\n<th scope=\"col\">PLCI sociale<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center;\">16.861,46 euros*<\/td>\n<td style=\"text-align: center;\">1.377,58 euros<\/td>\n<td style=\"text-align: center;\">1.584,98 euros<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">20.000,00 euros<\/td>\n<td style=\"text-align: center;\">1.634,00 euros<\/td>\n<td style=\"text-align: center;\">1.880,00 euros<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">25.000,00 euros<\/td>\n<td style=\"text-align: center;\">2.042,50 euros<\/td>\n<td style=\"text-align: center;\">2.350,00 euros<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">30.000,00 euros<\/td>\n<td style=\"text-align: center;\">2.451,00 euros<\/td>\n<td style=\"text-align: center;\">2.820,00 euros<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">35.000,00 euros<\/td>\n<td style=\"text-align: center;\">2.859,50 euros<\/td>\n<td style=\"text-align: center;\">3.290,00 euros<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">40.000,00 euros<\/td>\n<td style=\"text-align: center;\">3.268,00 euros<\/td>\n<td style=\"text-align: center;\">3.760,00 euros<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">48.540,64 euros<\/td>\n<td style=\"text-align: center;\">3.965,77 euros<\/td>\n<td style=\"text-align: center;\">4.562,82 euros<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>*Cotisations trimestrielles minimales obligatoires <\/strong><\/p>\n<p>Un ind\u00e9pendant en activit\u00e9 principale doit au minimum toujours payer des <strong>cotisations trimestrielles minimales<\/strong>. Les cotisations minimales s\u2019\u00e9l\u00e8vent \u00e0 20,5 % d\u2019un revenu professionnel net imposable de 16.861,46 euros par an. Les starters paient les m\u00eames cotisations trimestrielles obligatoires \u00e0 un taux quelque peu r\u00e9duit (20,5 % jusqu\u2019\u00e0 la fin de la premi\u00e8re ann\u00e9e civile compl\u00e8te d\u2019activit\u00e9 professionnelle).<\/p>\n<p>Concr\u00e8tement, tout ind\u00e9pendant \u00e0 titre principal (starter ou actif depuis plus longtemps) paie au minimum des cotisations minimales de 890,51 euros (r\u00e9duction pour les starters) par trimestre. Ces cotisations sont donc dues m\u00eame si votre revenu est inf\u00e9rieur \u00e0 16.861,46 euros!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>8,17% de ses revenus nets imposables avec un maximum de \u00e0 3.965,77 euros pour 2024. En ce qui concerne la PLCI sociale<\/p>\n","protected":false},"featured_media":0,"parent":667,"menu_order":6,"template":"","class_list":["post-975","product","type-product","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Montant de la prime maximale d\u00e9ductible pour une PLCI<\/title>\n<meta name=\"description\" content=\"Pension libre compl\u00e9mentaire | Quels est le montant de la prime maximale pour une PLCI ? | MySavings, votre expert pension\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/Information\/a-combien-s-eleve-la-prime-maximale-deductible-pour-une-plci\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Montant de la prime maximale d\u00e9ductible pour une PLCI\" \/>\n<meta property=\"og:description\" content=\"Pension libre compl\u00e9mentaire | Quels est le montant de la prime maximale pour une PLCI ? 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