{"id":3057,"date":"2021-03-03T10:24:49","date_gmt":"2021-03-03T09:24:49","guid":{"rendered":"https:\/\/mysavings.be\/article\/dans-quels-cas-n-ai-je-pas-droit-a-la-reduction-dimpot-pour-epargne-a-long-terme\/"},"modified":"2021-08-17T09:54:59","modified_gmt":"2021-08-17T07:54:59","slug":"dans-quels-cas-n-ai-je-pas-droit-a-la-reduction-dimpot-pour-epargne-a-long-terme","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/epargne-a-long-terme\/article\/dans-quels-cas-n-ai-je-pas-droit-a-la-reduction-dimpot-pour-epargne-a-long-terme\/","title":{"rendered":"Dans quels cas n\u2019ai-je pas ou partiellement pas droit \u00e0 la r\u00e9duction d\u2019imp\u00f4t pour l\u2019\u00e9pargne \u00e0 long terme ?"},"content":{"rendered":"

Si vous avez un emprunt hypoth\u00e9caire qui remplit d\u00e9j\u00e0 votre niche fiscale.<\/p>\n

Depuis 2005 il existe le syst\u00e8me du cr\u00e9dit-logement (habitation propre et unique) dans lequel paiements d\u2019int\u00e9r\u00eats et remboursement de capital peuvent \u00eatre d\u00e9clar\u00e9s. Dans le cas d\u2019un remboursement mensuel de 188,33\u00a0euro\u00a0vous remplirez d\u00e9j\u00e0 votre plafond fiscal et cela n\u2019a plus d\u2019int\u00e9r\u00eat de conclure un contrat d\u2019\u00e9pargne \u00e0 long terme ou de verser des primes compl\u00e9mentaires.<\/p>\n

Dans le cas o\u00f9 vous ne devez pas payer d\u2019imp\u00f4ts, vous n\u2019aurez pas droit \u00e0 une r\u00e9duction d\u2019imp\u00f4t. Si vous ne payez pas beaucoup d\u2019imp\u00f4ts (par exemple si votre revenu est trop faible), les versements effectu\u00e9s dans le cadre de l\u2019\u00e9pargne \u00e0 long terme ne vous rapporteront pas d\u2019avantage fiscal ou un avantage limit\u00e9 (en de\u00e7a du maximum).<\/p>\n

Pour rappel\u00a0: la plupart des personnes payent leurs imp\u00f4ts par le biais du pr\u00e9compte professionnel qui est pr\u00e9lev\u00e9 chaque mois sur leur r\u00e9mun\u00e9ration. Cette retenue \u00e0 la source est parfois trop \u00e9lev\u00e9e. Dans ce cas vous serez rembours\u00e9. Il peut arriver que cette retenue ne soit pas suffisante. Dans ce cas vous devrez payer en plus. Si vous \u00eates rembours\u00e9 chaque ann\u00e9e cela ne veut donc pas dire que vous ne payez pas d\u2019imp\u00f4ts.<\/p>\n","protected":false},"excerpt":{"rendered":"

Si vous avez un emprunt hypoth\u00e9caire qui remplit d\u00e9j\u00e0 votre niche fiscale. Depuis 2005 il existe le syst\u00e8me du cr\u00e9dit-logement (habitation propre et unique) dans lequel paiements d\u2019int\u00e9r\u00eats et remboursement de capital peuvent \u00eatre d\u00e9clar\u00e9s. Dans le cas d\u2019un remboursement mensuel de 188,33\u00a0euro\u00a0vous remplirez d\u00e9j\u00e0 votre plafond fiscal et cela n\u2019a plus d\u2019int\u00e9r\u00eat de conclure […]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":239,"template":"","class_list":["post-3057","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"\nCas o\u00f9 je n'ai pas droit \u00e0 la r\u00e9duction d\u2019imp\u00f4t pour l\u2019\u00e9pargne \u00e0 long terme?<\/title>\n<meta name=\"description\" content=\"\u00c9pargne \u00e0 long terme | D\u00e9couvrez les cas dans lesquels vous n'avez pas le droit \u00e0 la r\u00e9duction d'imp\u00f4t | MySavings, votre expert pensions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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