{"id":3076,"date":"2021-03-03T10:25:14","date_gmt":"2021-03-03T09:25:14","guid":{"rendered":"https:\/\/mysavings.be\/article\/quelles-sont-les-differentes-formules-depargne-pension\/"},"modified":"2021-04-21T16:32:54","modified_gmt":"2021-04-21T14:32:54","slug":"quelles-sont-les-differentes-formules-depargne-pension","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/epargne-pension\/article\/quelles-sont-les-differentes-formules-depargne-pension\/","title":{"rendered":"Quelles sont les diff\u00e9rentes formules d\u2019\u00e9pargne-pension?"},"content":{"rendered":"<p>Il existe deux diff\u00e9rentes mani\u00e8res de souscrire une \u00e9pargne pension:<\/p>\n<ul>\n<li>Vous optez pour une <strong>assurance \u00e9pargne-pension<\/strong> aupr\u00e8s d\u2019une soci\u00e9t\u00e9 d\u2019assurance. Dans ce cas, vous avez le choix entre diff\u00e9rentes formules, la plupart vous garantissent un capital minimum (branche 21) (avec ou sans taux d\u2019int\u00e9r\u00eat garantis), d\u2019autres proposent des formules avec un rendement variable ou mixte (branche 23-44).<\/li>\n<li>Vous optez pour un <strong>compte \u00e9pargne-pension<\/strong> (par ex. Un fonds d\u2019\u00e9pargne pension aupr\u00e8s d\u2019une banque), il n\u2019y a pas de rendement minimum garanti. Un tel fonds investi en actions et obligations et ses gains d\u00e9pendent de l\u2019\u00e9volution de la bourse. \u00c0 la fin de chaque ann\u00e9e, un bilan est \u00e9tabli.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>NULL<\/p>\n","protected":false},"featured_media":6551,"parent":0,"menu_order":4,"template":"","class_list":["post-3076","silo","type-silo","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quelles sont les diff\u00e9rentes formules d\u2019\u00e9pargne-pension? | MySavings<\/title>\n<meta name=\"description\" content=\"Nos experts MySavings vous guident vers les meilleures formules d&#039;\u00e9pargne-pension les plus adapt\u00e9es \u00e0 vos besoins\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/epargne-pension\/article\/quelles-sont-les-differentes-formules-depargne-pension\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quelles sont les diff\u00e9rentes formules d\u2019\u00e9pargne-pension? | MySavings\" \/>\n<meta property=\"og:description\" content=\"Nos experts MySavings vous guident vers les meilleures formules d&#039;\u00e9pargne-pension les plus adapt\u00e9es \u00e0 vos besoins\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/epargne-pension\/article\/quelles-sont-les-differentes-formules-depargne-pension\/\" \/>\n<meta property=\"og:site_name\" content=\"MySavings\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MySavings.be\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-21T14:32:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mysavings.be\/wp-content\/uploads\/2021\/03\/forumules-epargnes-pension-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2119\" \/>\n\t<meta property=\"og:image:height\" content=\"2560\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/nos-produits\\\/pension\\\/epargne-pension\\\/article\\\/quelles-sont-les-differentes-formules-depargne-pension\\\/\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/nos-produits\\\/pension\\\/epargne-pension\\\/article\\\/quelles-sont-les-differentes-formules-depargne-pension\\\/\",\"name\":\"Quelles sont les diff\u00e9rentes formules d\u2019\u00e9pargne-pension? 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