{"id":3082,"date":"2021-03-03T10:25:14","date_gmt":"2021-03-03T09:25:14","guid":{"rendered":"https:\/\/mysavings.be\/article\/quand-nai-je-pas-droit-a-reduction-totale-ou-partielle-dimpot-pour-lepargne-pension\/"},"modified":"2021-05-16T21:54:12","modified_gmt":"2021-05-16T19:54:12","slug":"quand-nai-je-pas-droit-a-reduction-totale-ou-partielle-dimpot-pour-lepargne-pension","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/epargne-pension\/article\/quand-nai-je-pas-droit-a-reduction-totale-ou-partielle-dimpot-pour-lepargne-pension\/","title":{"rendered":"Dans quel cas n\u2019ai-je pas droit \u00e0 la r\u00e9duction totale ou partielle d\u2019imp\u00f4t pour l\u2019\u00e9pargne-pension?"},"content":{"rendered":"<p>Vous n\u2019avez plus de droit \u00e0 la r\u00e9duction d\u2019imp\u00f4t pour \u00e9pargne-pension:<\/p>\n<ul>\n<li>\u00c0 partir de l\u2019ann\u00e9e de vos 65ans.<\/li>\n<\/ul>\n<p><em>Exemple: Madame Dupont aura 65 ans en septembre 2014. Elle n\u2019a donc plus aucun droit sur une r\u00e9duction d\u2019imp\u00f4t pour l\u2019exercice d\u2019imposition 2015 (ann\u00e9e de revenus 2014). Madame Dupont ferait mieux de ne pas faire de versement pour l\u2019ann\u00e9e 2014.<\/em><\/p>\n<ul>\n<li>Si vous pr\u00e9levez votre capital ou valeur de rachat \u00e0 vos 65 ans, dans les circonstances qui m\u00e8nent \u00e0 une imposition de 10% (le montant vous a \u00e9t\u00e9 allou\u00e9 lors de votre pr\u00e9pension, votre pension ou dans les 5 ans pr\u00e9c\u00e9dents votre pension). Vous n\u2019aurez plus de droit de r\u00e9duction d\u2019imp\u00f4t pour le contrat d\u2019\u00e9pargne pension \u00e0 partir de cette p\u00e9riode imposable. Seul un contrat d\u2019\u00e9pargne pension est d\u00e9ductible par an. Si vous avez vers\u00e9 de l\u2019argent dans deux contrats, ce sera \u00e0 vous de choisir lequel des deux vous souhaitez d\u00e9duire dans votre d\u00e9claration fiscale<\/li>\n<li>Vous ne pouvez recevoir la m\u00eame ann\u00e9e une r\u00e9duction d\u2019imp\u00f4t pour une \u00e9pargne pension et pour l\u2019acquisition d\u2019actions de votre employeur.<\/li>\n<li>Si vous ne payez pas d\u2019imp\u00f4ts, vous n\u2019aurez pas droit \u00e0 une r\u00e9duction d\u2019imp\u00f4t. Si vous payez peu d\u2019imp\u00f4ts (p. ex. Parce que vos revenus sont trop faibles) vous ne pourrez pas profiter de la d\u00e9duction fiscale maximale pour votre prime.<\/li>\n<\/ul>\n<p>Pour rappel: la plupart des gens paient leurs imp\u00f4ts via le pr\u00e9compte professionnel qui est retenu mensuellement sur votre salaire. Cette r\u00e9tention est parfois trop \u00e9lev\u00e9e. Dans ce cas, vous recevez un montant de retour. Parfois la retenue n\u2019est pas suffisante et le fisc vous r\u00e9clame la diff\u00e9rence. Si vous r\u00e9cup\u00e9rez chaque ann\u00e9e un montant, cela ne signifie donc pas que vous ne payez pas d\u2019imp\u00f4ts.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vous n\u2019avez plus de droit \u00e0 la r\u00e9duction d\u2019imp\u00f4t pour \u00e9pargne-pension: \u00c0 partir de l\u2019ann\u00e9e de vos 65ans. Exemple: Madame Dupont aura 65 ans en septembre 2014. Elle n\u2019a donc plus aucun droit sur une r\u00e9duction d\u2019imp\u00f4t pour l\u2019exercice d\u2019imposition 2015 (ann\u00e9e de revenus 2014). Madame Dupont ferait mieux de ne pas faire de versement [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":10,"template":"","class_list":["post-3082","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>R\u00e9duction d&#039;imp\u00f4t total ou partielle d&#039;\u00e9pargne-pension? | MySavings<\/title>\n<meta name=\"description\" content=\"Retrouvez les cas dans lesquels vous n&#039;avez pas droit \u00e0 la r\u00e9duction totale ou partielle d\u2019imp\u00f4t pour l\u2019\u00e9pargne-pension. | MySavings\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/epargne-pension\/article\/quand-nai-je-pas-droit-a-reduction-totale-ou-partielle-dimpot-pour-lepargne-pension\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"R\u00e9duction d&#039;imp\u00f4t total ou partielle d&#039;\u00e9pargne-pension? 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