{"id":3143,"date":"2021-03-03T10:26:32","date_gmt":"2021-03-03T09:26:32","guid":{"rendered":"https:\/\/mysavings.be\/article\/backservice-pour-engagement-individuel-de-pension-ou-assurance-groupe\/"},"modified":"2021-05-08T18:04:19","modified_gmt":"2021-05-08T16:04:19","slug":"backservice-pour-engagement-individuel-de-pension-ou-assurance-groupe","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/eip-assurance-groupe\/article\/backservice-pour-engagement-individuel-de-pension-ou-assurance-groupe\/","title":{"rendered":"Qu\u2019est-ce qu\u2019un backservice pour un engagement individuel de pension ou une assurance de groupe ?"},"content":{"rendered":"

Un backservice peut \u00eatre int\u00e9ressant en tant qu\u2019ind\u00e9pendant dans le cadre d\u2019un EIP afin de se constituer une pension compl\u00e9mentaire. Mais qu\u2019est-ce pr\u00e9cis\u00e9ment\u00a0?<\/p>\n

La constitution d\u2019une pension compl\u00e9mentaire est, sous certaines conditions, 100% d\u00e9ductible en tant que frais professionnels pour la soci\u00e9t\u00e9 et impos\u00e9e de mani\u00e8re limit\u00e9e pour l\u2019employ\u00e9 ou l\u2019ind\u00e9pendant. En g\u00e9n\u00e9ral on versera des primes annuelles ou mensuelles afin de constituer un capital d\u00e9fini. Il est int\u00e9ressant de rechercher le maximum fiscal s\u2019il y a l\u2019espace financier et fiscal dans la soci\u00e9t\u00e9. Il est possible que cet espace financier n\u2019apparaisse qu\u2019\u00e0 un \u00e2ge plus \u00e9lev\u00e9 ou que vous souhaitiez dans un premier temps mobiliser les moyens disponibles dans l\u2019entreprise et ne les sortir que plus tard. Il se peut \u00e9galement que vous ayiez travaill\u00e9 en tant qu\u2019employ\u00e9 quelques ann\u00e9es auparavant ou encore que\u00a0votre r\u00e9mun\u00e9ration pass\u00e9e en tant qu\u2019ind\u00e9pendant \u00e9tait moins \u00e9lev\u00e9e .<\/p>\n

Dans tous ces cas vous pourrez faire appel au backservice<\/strong>. Cela signifie que vous rattraperez le \u00ab\u00a0d\u00e9ficit\u00a0\u00bb<\/strong> de constitution de pension en versant une prime unique, il peut s\u2019agir de montants tr\u00e8s importants, jusqu\u2019\u00e0 plusieurs fois votre r\u00e9mun\u00e9ration annuelle en fonction de la r\u00e8gle des 80%.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Cela signifie que vous rattraperez le \u00ab\u00a0d\u00e9ficit\u00a0\u00bb de constitution de pension en versant une prime unique, il peut s\u2019agir de montants tr\u00e8s importants, jusqu\u2019\u00e0 plusieurs fois votre r\u00e9mun\u00e9ration annuelle.<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":71,"template":"","class_list":["post-3143","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"\nBackservice pour EIP ou assurance de groupe ? | MySavings<\/title>\n<meta name=\"description\" content=\"Le Backservice vous permettra de rattraperez le \u00ab\u00a0d\u00e9ficit\u00a0\u00bb de constitution de pension en versant une prime unique. l MySavings\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/eip-assurance-groupe\/article\/backservice-pour-engagement-individuel-de-pension-ou-assurance-groupe\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Backservice pour EIP ou assurance de groupe ? 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