{"id":3146,"date":"2021-03-03T10:26:45","date_gmt":"2021-03-03T09:26:45","guid":{"rendered":"https:\/\/mysavings.be\/article\/versement-capital-pension-complmentaire-et-pension-lgale\/"},"modified":"2021-05-28T17:02:59","modified_gmt":"2021-05-28T15:02:59","slug":"versement-capital-pension-complmentaire-et-pension-lgale","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/eip-assurance-groupe\/article\/versement-capital-pension-complmentaire-et-pension-lgale\/","title":{"rendered":"Versement capital pension compl\u00e9mentaire et pension l\u00e9gale"},"content":{"rendered":"

Cette mesure vise \u00e0 d\u00e9courager le paiement des prestations du 2e pilier de pension avant l’\u00e2ge de la pension l\u00e9gale.\u00a0<\/strong>Par prise de la pension l\u00e9gale, le l\u00e9gislateur entend la cessation de l’activit\u00e9 professionnelle ayant conduit \u00e0 la constitution\u00a0d’une pension l\u00e9gale, actuellement 65 ans. 66 ans \u00e0 partir de 2025 et 67 ans \u00e0 partir de 2030.<\/p>\n

Elle s’applique par cons\u00e9quent aussi bien aux assurances de\u00a0groupe qu’aux contrats EIP, PLCI et INAMI et aux nouveaux et anciens contrats. (Pas d’application pour les contrats \u00e9pargne-pension et \u00e9pargne \u00e0 long terme).<\/p>\n

Dispositions transitoires<\/strong><\/p>\n

La loi pr\u00e9voit plusieurs mesures transitoires pour ne pas p\u00e9naliser les\u00a0travailleurs en fin de contrat et qui comptent sur ce capital pension\u00a0compl\u00e9mentaire.<\/p>\n

Ces mesures concernent les personnes qui auront 55\u00a0ans ou plus en\u00a02016.<\/strong> Elles leur permettront de toucher leur pension compl\u00e9mentaire\u00a0\u00e0 partir de 60 ans pour autant que le r\u00e8glement de pension pr\u00e9voit le\u00a0rachat.<\/p>\n

Vous trouverez ci-dessous le d\u00e9tail de cette mesure\u00a0transitoire:<\/p>\n\n\n\n\n\n\n\n\n
Ann\u00e9e de naissance<\/th>\nAge en 2018<\/th>\nPerception du capital pension \u00e0 partir de<\/th>\n<\/tr>\n<\/thead>\n
1958 ou avant<\/td>\n60 ans et plus<\/td>\n60 ans<\/td>\n<\/tr>\n
1959<\/td>\n59 ans<\/td>\n61 ans<\/td>\n<\/tr>\n
1960<\/td>\n58 ans<\/td>\n62 ans<\/td>\n<\/tr>\n
1961<\/td>\n57 ans<\/td>\n63 ans<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Avances et mises en gage<\/strong><\/p>\n

Le droit d’avance ou de mise en gage des contrats d’assurances est maintenu. Le l\u00e9gislateur impose seulement que les nouveaux actes d’avance ou de mise en gage ne pr\u00e9voient pas un terme ant\u00e9rieur \u00e0 l’\u00e2ge de la pension l\u00e9gale.<\/p>\n

Lisez notre article sur les syst\u00e8mes de financement.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Depuis le 1er janvier 2016, il n’est plus possible d’obtenir le paiement de son capital pension avant d’avoir pris sa pension l\u00e9gale.<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":74,"template":"","class_list":["post-3146","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"\nVersement de pension compl\u00e9mentaire & l\u00e9gale l MySavings<\/title>\n<meta name=\"description\" content=\"Depuis le 1\/01\/2016, il n'est plus possible d'obtenir le paiement de son capital pension avant d'avoir pris sa pension l\u00e9gale l MySavings\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/eip-assurance-groupe\/article\/versement-capital-pension-complmentaire-et-pension-lgale\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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