{"id":3186,"date":"2021-03-03T10:27:37","date_gmt":"2021-03-03T09:27:37","guid":{"rendered":"https:\/\/mysavings.be\/article\/rente-fictive-dans-cadre-plci\/"},"modified":"2021-04-27T16:55:33","modified_gmt":"2021-04-27T14:55:33","slug":"rente-fictive-dans-cadre-plci","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/","title":{"rendered":"Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI?"},"content":{"rendered":"<p><strong>Avez-vous per\u00e7u un capital pension?<\/strong><\/p>\n<p>Alors vous devrez d\u00e9clarer un pourcentage de ce capital comme pension dans votre d\u00e9claration d\u2019imp\u00f4ts durant un certain nombre d\u2019ann\u00e9es. Ce pourcentage est appel\u00e9 rente fictive. Ce pourcentage d\u00e9pend de l\u2019\u00e2ge auquel vous percevez le capital; mais cela ne s\u2019\u00e9l\u00e8ve jamais \u00e0 plus de 5%. Vous devez d\u00e9clarer la rente fictive dans votre d\u00e9claration d\u2019imp\u00f4ts pendant 13 ans, \u00e0 moins que vous ayez 65 ans au moment de la perception du capital; dans ce cas, vous ne devez d\u00e9clarer la rente fictive que pendant 10 ans.<\/p>\n<p>Votre rente fictive est impos\u00e9e chaque ann\u00e9e au taux progressif de l\u2019imp\u00f4t des personnes physiques au m\u00eame titre que votre pension l\u00e9gale. C\u2019est fiscalement plus avantageux qu\u2019un imp\u00f4t unique sur l\u2019enti\u00e8ret\u00e9 du capital.<\/p>\n<p>Si vous percevez le capital pension au plus t\u00f4t \u00e0 vos 65 ans et que vous travaillez jusqu\u2019\u00e0 vos 65 ans, alors seul 80% du capital sera converti en une rente fictive. Les 20% restant ne sont donc pas tax\u00e9s.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avez-vous per\u00e7u un capital pension? Alors vous devrez d\u00e9clarer un pourcentage de ce capital comme pension dans votre d\u00e9claration d\u2019imp\u00f4ts durant un certain nombre d\u2019ann\u00e9es. Ce pourcentage est appel\u00e9 rente fictive. Ce pourcentage d\u00e9pend de l\u2019\u00e2ge auquel vous percevez le capital; mais cela ne s\u2019\u00e9l\u00e8ve jamais \u00e0 plus de 5%. Vous devez d\u00e9clarer la rente [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":114,"template":"","class_list":["post-3186","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI? - MySavings<\/title>\n<meta name=\"description\" content=\"D\u00e9clarez un % de ce capital comme pension dans votre d\u00e9claration d\u2019imp\u00f4ts durant un certain nombre d\u2019ann\u00e9e l MySavings\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI? - MySavings\" \/>\n<meta property=\"og:description\" content=\"D\u00e9clarez un % de ce capital comme pension dans votre d\u00e9claration d\u2019imp\u00f4ts durant un certain nombre d\u2019ann\u00e9e l MySavings\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/\" \/>\n<meta property=\"og:site_name\" content=\"MySavings\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MySavings.be\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-27T14:55:33+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/nos-produits\\\/pension\\\/pension-libre-complementaire\\\/article\\\/rente-fictive-dans-cadre-plci\\\/\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/nos-produits\\\/pension\\\/pension-libre-complementaire\\\/article\\\/rente-fictive-dans-cadre-plci\\\/\",\"name\":\"Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI? - MySavings\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#website\"},\"datePublished\":\"2021-03-03T09:27:37+00:00\",\"dateModified\":\"2021-04-27T14:55:33+00:00\",\"description\":\"D\u00e9clarez un % de ce capital comme pension dans votre d\u00e9claration d\u2019imp\u00f4ts durant un certain nombre d\u2019ann\u00e9e l MySavings\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/nos-produits\\\/pension\\\/pension-libre-complementaire\\\/article\\\/rente-fictive-dans-cadre-plci\\\/#breadcrumb\"},\"inLanguage\":\"fr-BE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mysavings.be\\\/fr\\\/nos-produits\\\/pension\\\/pension-libre-complementaire\\\/article\\\/rente-fictive-dans-cadre-plci\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/nos-produits\\\/pension\\\/pension-libre-complementaire\\\/article\\\/rente-fictive-dans-cadre-plci\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/accueil\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/\",\"name\":\"MySavings\",\"description\":\"Le meilleur choix pour votre assurance-vie\\\/pension\",\"publisher\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-BE\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#organization\",\"name\":\"MySavings\",\"url\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/mysavings.svg\",\"contentUrl\":\"https:\\\/\\\/mysavings.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/mysavings.svg\",\"width\":219,\"height\":132,\"caption\":\"MySavings\"},\"image\":{\"@id\":\"https:\\\/\\\/mysavings.be\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/MySavings.be\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/mysavings\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI? - MySavings","description":"D\u00e9clarez un % de ce capital comme pension dans votre d\u00e9claration d\u2019imp\u00f4ts durant un certain nombre d\u2019ann\u00e9e l MySavings","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/","og_locale":"fr_FR","og_type":"article","og_title":"Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI? - MySavings","og_description":"D\u00e9clarez un % de ce capital comme pension dans votre d\u00e9claration d\u2019imp\u00f4ts durant un certain nombre d\u2019ann\u00e9e l MySavings","og_url":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/","og_site_name":"MySavings","article_publisher":"https:\/\/www.facebook.com\/MySavings.be","article_modified_time":"2021-04-27T14:55:33+00:00","twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture est.":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/","url":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/","name":"Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI? - MySavings","isPartOf":{"@id":"https:\/\/mysavings.be\/fr\/#website"},"datePublished":"2021-03-03T09:27:37+00:00","dateModified":"2021-04-27T14:55:33+00:00","description":"D\u00e9clarez un % de ce capital comme pension dans votre d\u00e9claration d\u2019imp\u00f4ts durant un certain nombre d\u2019ann\u00e9e l MySavings","breadcrumb":{"@id":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/#breadcrumb"},"inLanguage":"fr-BE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/pension-libre-complementaire\/article\/rente-fictive-dans-cadre-plci\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mysavings.be\/fr\/accueil\/"},{"@type":"ListItem","position":2,"name":"Qu\u2019entend-on par \u201crente fictive\u201d dans le cadre PLCI?"}]},{"@type":"WebSite","@id":"https:\/\/mysavings.be\/fr\/#website","url":"https:\/\/mysavings.be\/fr\/","name":"MySavings","description":"Le meilleur choix pour votre assurance-vie\/pension","publisher":{"@id":"https:\/\/mysavings.be\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mysavings.be\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-BE"},{"@type":"Organization","@id":"https:\/\/mysavings.be\/fr\/#organization","name":"MySavings","url":"https:\/\/mysavings.be\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/mysavings.be\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/mysavings.be\/wp-content\/uploads\/2021\/03\/mysavings.svg","contentUrl":"https:\/\/mysavings.be\/wp-content\/uploads\/2021\/03\/mysavings.svg","width":219,"height":132,"caption":"MySavings"},"image":{"@id":"https:\/\/mysavings.be\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MySavings.be","https:\/\/www.linkedin.com\/company\/mysavings"]}]}},"_links":{"self":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/silo\/3186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/silo"}],"about":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/types\/silo"}],"wp:attachment":[{"href":"https:\/\/mysavings.be\/fr\/wp-json\/wp\/v2\/attachment?parent=3186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}