{"id":3211,"date":"2021-03-03T10:28:01","date_gmt":"2021-03-03T09:28:01","guid":{"rendered":"https:\/\/mysavings.be\/article\/diversifier-vos-placements-est-un-must\/"},"modified":"2021-04-20T11:52:37","modified_gmt":"2021-04-20T09:52:37","slug":"diversifier-vos-placements-est-un-must","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/pension\/eip-assurance-groupe\/article\/diversifier-vos-placements-est-un-must\/","title":{"rendered":"Diversifier vos placements est un must : comment faire ?"},"content":{"rendered":"<p><em>Il s\u2019agit l\u00e0 d\u2019un clich\u00e9, mais comme pour beaucoup, les clich\u00e9s ont toujours une part de v\u00e9rit\u00e9 : si vous souhaitez investir dans des placements, il est important de les diversifier afin de limiter les risques inh\u00e9rents \u00e0 certains d\u2019entre eux. Comment faire pour diversifier vos placements ? <\/em><\/p>\n<p>Investir est un terme g\u00e9n\u00e9ral qui englobe de nombreuses situations. Vous pouvez en effet investir dans diff\u00e9rentes sortes d\u2019actifs:<\/p>\n<ul>\n<li>immobilier<\/li>\n<li>fonds de placement<\/li>\n<li>produits qui offrent un rendement garanti<\/li>\n<li>comptes d\u2019\u00e9pargne et comptes \u00e0 terme<\/li>\n<li>\u00e9pargne pension et \u00e9pargne \u00e0 long terme<\/li>\n<li>actions et obligations (directes)<\/li>\n<li>produits d\u00e9riv\u00e9s<\/li>\n<li>or<\/li>\n<li>monnaie digitale (Bitcoins,&#8230;)<\/li>\n<li>etc.<\/li>\n<\/ul>\n<h2>Etablissement du profil d\u2019investisseur<\/h2>\n<p>Avant d\u2019investir, il est important de d\u00e9terminer votre profil d\u2019investisseur avec pr\u00e9cision. Pour cela, il est n\u00e9cessaire de prendre en consid\u00e9ration votre situation financi\u00e8re, vos attentes et vos souhaits d\u2019investissements. Vos connaissances en mati\u00e8re de produits financiers doivent \u00e9galement \u00eatre prises en compte. Il est en effet primordial que vous puissiez investir dans des produits dont vous connaissez les tenants et aboutissants.<\/p>\n<h2>Proposition d\u2019investissement en fonction de votre profil<\/h2>\n<p>Une fois que votre profil d\u2019investisseur aura \u00e9t\u00e9 \u00e9tabli nous vous proposerons des solutions de placements dans des produits d\u2019assurances-vie. Nous analyserons avec vous leurs mise en oeuvre avec :<\/p>\n<ul>\n<li>les assurances qui sont li\u00e9es \u00e0 des fonds de placement (branche 23)<\/li>\n<li>les assurances qui offrent un rendement et\/ou un capital garanti(s)<\/li>\n<li>les solutions en vue de vous constituer un capital pension compl\u00e9mentaire.<\/li>\n<\/ul>\n<p>Il est \u00e9galement important de garder une partie de votre patrimoine disponible \u00e0 court terme (par exemple via un compte d\u2019\u00e9pargne) et de prendre en consid\u00e9ration votre souhait \u00e9ventuel d\u2019investir dans un bien immeuble (r\u00e9sidence principale ou secondaire).<\/p>\n<p>En diversifiant vos investissements ou vos placements de cette mani\u00e8re, vous limitez le risque inh\u00e9rent \u00e0 certains produits. Il est ind\u00e9niable que les produits qui vous offrent la possibilit\u00e9 d\u2019obtenir les rendements les plus \u00e9lev\u00e9s sont \u00e9galement ceux qui comprennent les risques les plus grands. Ne perdez donc pas de vue la locution bien connue selon laquelle \u201cil ne faut pas placer tous ses oeufs dans le m\u00eame panier\u201d.<\/p>\n<h2>Vue d\u2019ensemble et plan financier<\/h2>\n<p>Il est n\u00e9cessaire d\u2019analyser l\u2019enti\u00e8ret\u00e9 de votre situation financi\u00e8re et d\u2019\u00e9tablir quelles sont vos attentes pour les ann\u00e9es, voire les d\u00e9cennies \u00e0 venir.<\/p>\n<ul>\n<li>Avez-vous des plans d\u2019investissements sp\u00e9cifiques?<\/li>\n<li>Allez-vous h\u00e9riter d\u2019un patrimoine important dans quelques ann\u00e9es?<\/li>\n<li>\u00c0 combien s\u2019\u00e9l\u00e8ve votre capacit\u00e9 d\u2019\u00e9pargne mensuelle?<\/li>\n<\/ul>\n<p>Il est important de se poser de nombreuses questions dans ce domaine. Nous r\u00e9unissons toutes les informations n\u00e9cessaires et \u00e9tablissons avec vous un plan financier adapt\u00e9 \u00e0 votre situation.<\/p>\n<h2>Faites \u00e9tablir un plan financier par nos sp\u00e9cialistes<\/h2>\n<p><a href=\"https:\/\/mysavings.be\/fr\/contact\/\">Prenez un rendez-vous. <\/a>Nous discuterons ensemble des solutions qui s\u2019offrent \u00e0 vous en vue d\u2019accro\u00eetre votre patrimoine et de vous offrir une belle perspective de l\u2019avenir en toute confiance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Il s\u2019agit l\u00e0 d\u2019un clich\u00e9, mais comme pour beaucoup, les clich\u00e9s ont toujours une part de v\u00e9rit\u00e9 : si vous souhaitez investir dans des placements, il est important de les diversifier afin de limiter les risques inh\u00e9rents \u00e0 certains d\u2019entre eux. Comment faire pour diversifier vos placements ?<\/p>\n","protected":false},"featured_media":1583,"parent":0,"menu_order":139,"template":"","class_list":["post-3211","silo","type-silo","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EIP : Diversifier vos placements: comment faire ? l MySavings<\/title>\n<meta name=\"description\" content=\"Comment diversifier vos placements ? Quels sont les divers sortes d&#039;actifs ? 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