{"id":46201,"date":"2026-04-22T11:41:22","date_gmt":"2026-04-22T09:41:22","guid":{"rendered":"https:\/\/mysavings.be\/?post_type=silo&#038;p=46201"},"modified":"2026-04-22T11:41:22","modified_gmt":"2026-04-22T09:41:22","slug":"quest-ce-quune-assurance-rc-auto-obligatoire-et-que-couvre-t-elle-precisement","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/assurance-auto\/article\/quest-ce-quune-assurance-rc-auto-obligatoire-et-que-couvre-t-elle-precisement\/","title":{"rendered":"Qu\u2019est-ce qu\u2019une assurance RC Auto obligatoire et que couvre-t-elle pr\u00e9cis\u00e9ment ?"},"content":{"rendered":"<p>L\u2019assurance responsabilit\u00e9 civile (RC Auto) est l\u00e9galement obligatoire en Belgique d\u00e8s lors que vous circulez avec un v\u00e9hicule sur la voie publique. Cette assurance indemnise tous les dommages que vous causez \u00e0 des tiers avec votre v\u00e9hicule, tant les dommages mat\u00e9riels (comme les v\u00e9hicules ou les infrastructures) que les dommages corporels.<br \/>\nLes montants des dommages peuvent \u00eatre tr\u00e8s \u00e9lev\u00e9s, surtout en cas de blessures graves, d\u2019invalidit\u00e9 permanente ou de d\u00e9c\u00e8s. C\u2019est pr\u00e9cis\u00e9ment pour cette raison que l\u2019assurance RC est l\u00e9galement obligatoire et assortie d\u2019une couverture l\u00e9galement tr\u00e8s \u00e9tendue.<\/p>\n<p>Ce qui est souvent mal estim\u00e9, c\u2019est que l\u2019assurance RC n\u2019indemnise jamais vos propres dommages. Les dommages \u00e0 votre propre voiture ou vos propres dommages corporels en tant que conducteur ne sont pas compris. Pour cela, vous avez besoin d\u2019assurances ou de garanties compl\u00e9mentaires, comme une mini-omnium et\/ou une assurance conducteur.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019assurance responsabilit\u00e9 civile (RC Auto) est l\u00e9galement obligatoire en Belgique d\u00e8s lors que vous circulez avec un v\u00e9hicule sur la voie publique. Cette assurance indemnise tous les dommages que vous causez \u00e0 des tiers avec votre v\u00e9hicule, tant les dommages mat\u00e9riels (comme les v\u00e9hicules ou les infrastructures) que les dommages corporels. Les montants des dommages [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","class_list":["post-46201","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u2019est-ce qu\u2019une assurance RC Auto obligatoire et que couvre-t-elle pr\u00e9cis\u00e9ment ? - MySavings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/assurance-auto\/article\/quest-ce-quune-assurance-rc-auto-obligatoire-et-que-couvre-t-elle-precisement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u2019est-ce qu\u2019une assurance RC Auto obligatoire et que couvre-t-elle pr\u00e9cis\u00e9ment ? - MySavings\" \/>\n<meta property=\"og:description\" content=\"L\u2019assurance responsabilit\u00e9 civile (RC Auto) est l\u00e9galement obligatoire en Belgique d\u00e8s lors que vous circulez avec un v\u00e9hicule sur la voie publique. Cette assurance indemnise tous les dommages que vous causez \u00e0 des tiers avec votre v\u00e9hicule, tant les dommages mat\u00e9riels (comme les v\u00e9hicules ou les infrastructures) que les dommages corporels. 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