{"id":46207,"date":"2026-04-22T12:02:30","date_gmt":"2026-04-22T10:02:30","guid":{"rendered":"https:\/\/mysavings.be\/?post_type=silo&#038;p=46207"},"modified":"2026-04-22T12:02:30","modified_gmt":"2026-04-22T10:02:30","slug":"que-se-passe-t-il-en-cas-daccident-en-tort-ou-non-en-tort","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/assurance-auto\/article\/que-se-passe-t-il-en-cas-daccident-en-tort-ou-non-en-tort\/","title":{"rendered":"Que se passe-t-il en cas d\u2019accident en tort ou non en tort ?"},"content":{"rendered":"<p>En cas d\u2019accident en tort, votre assurance RC indemnise les dommages de la partie adverse. Vos propres dommages ne sont indemnis\u00e9s que si vous avez souscrit une assurance omnium compl\u00e8te. Le \u00a0bonus-malus de votre contrat \u00a0sera \u00a0augment\u00e9 et impactera votre prime future.<\/p>\n<p>En cas d\u2019accident non responsable (donc pas en tort), vos dommages sont indemnis\u00e9s par l\u2019assureur de la partie adverse et cela n\u2019a pas d\u2019impact sur votre prime ou votre historique de sinistres. Une constatation correcte des faits est cruciale. Un constat d\u2019accident clairement compl\u00e9t\u00e9 et des \u00e9l\u00e9ments de preuve (photos, t\u00e9moignages) permettent d\u2019\u00e9viter les discussions sur la responsabilit\u00e9 et d\u2019acc\u00e9l\u00e9rer le r\u00e8glement du sinistre.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En cas d\u2019accident en tort, votre assurance RC indemnise les dommages de la partie adverse. Vos propres dommages ne sont indemnis\u00e9s que si vous avez souscrit une assurance omnium compl\u00e8te. Le \u00a0bonus-malus de votre contrat \u00a0sera \u00a0augment\u00e9 et impactera votre prime future. En cas d\u2019accident non responsable (donc pas en tort), vos dommages sont indemnis\u00e9s [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","class_list":["post-46207","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Que se passe-t-il en cas d\u2019accident en tort ou non en tort ? - MySavings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/assurance-auto\/article\/que-se-passe-t-il-en-cas-daccident-en-tort-ou-non-en-tort\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Que se passe-t-il en cas d\u2019accident en tort ou non en tort ? - MySavings\" \/>\n<meta property=\"og:description\" content=\"En cas d\u2019accident en tort, votre assurance RC indemnise les dommages de la partie adverse. 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