{"id":46245,"date":"2026-04-22T13:12:56","date_gmt":"2026-04-22T11:12:56","guid":{"rendered":"https:\/\/mysavings.be\/?post_type=silo&#038;p=46245"},"modified":"2026-04-22T13:12:56","modified_gmt":"2026-04-22T11:12:56","slug":"quelles-sont-les-principales-exclusions-dans-une-assurance-familiale","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/assurance-familiale\/article\/quelles-sont-les-principales-exclusions-dans-une-assurance-familiale\/","title":{"rendered":"Quelles sont les principales exclusions dans une assurance familiale ?"},"content":{"rendered":"<p>Chaque assureur applique ses propres exclusions, mais certains risques typiques reviennent souvent et ne sont pas couverts :<\/p>\n<ul>\n<li>les dommages intentionnels<\/li>\n<li>les dommages dans le cadre d\u2019activit\u00e9s professionnelles<\/li>\n<li>les dommages pour lesquels une autre assurance obligatoire s\u2019applique (comme la RC Auto)<\/li>\n<\/ul>\n<p>Certaines polices pr\u00e9voient \u00e9galement des limitations en cas de faute lourde ou de n\u00e9gligence r\u00e9p\u00e9t\u00e9e. Des franchises ou plafonds de couverture peuvent aussi intervenir, selon le type de dommage.<\/p>\n<p>C\u2019est pr\u00e9cis\u00e9ment pour cette raison qu\u2019il est important de ne pas regarder uniquement la prime. Les petites lignes d\u00e9terminent ce que vous avez r\u00e9ellement. Chez MySavings, nous vous aidons \u00e0 comparer cela correctement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chaque assureur applique ses propres exclusions, mais certains risques typiques reviennent souvent et ne sont pas couverts : les dommages intentionnels les dommages dans le cadre d\u2019activit\u00e9s professionnelles les dommages pour lesquels une autre assurance obligatoire s\u2019applique (comme la RC Auto) Certaines polices pr\u00e9voient \u00e9galement des limitations en cas de faute lourde ou de n\u00e9gligence [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","class_list":["post-46245","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quelles sont les principales exclusions dans une assurance familiale ? - MySavings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/assurance-familiale\/article\/quelles-sont-les-principales-exclusions-dans-une-assurance-familiale\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quelles sont les principales exclusions dans une assurance familiale ? 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