{"id":46274,"date":"2026-04-23T10:24:05","date_gmt":"2026-04-23T08:24:05","guid":{"rendered":"https:\/\/mysavings.be\/?post_type=silo&#038;p=46274"},"modified":"2026-04-23T10:24:05","modified_gmt":"2026-04-23T08:24:05","slug":"quest-ce-que-le-delai-dattente-dans-une-assurance-hospitalisation","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/assurance-hospitalisation\/article\/quest-ce-que-le-delai-dattente-dans-une-assurance-hospitalisation\/","title":{"rendered":"Qu\u2019est-ce que le d\u00e9lai d\u2019attente dans une assurance hospitalisation ?"},"content":{"rendered":"<p>Un d\u00e9lai d\u2019attente est une p\u00e9riode qui suit le d\u00e9but de votre police pendant laquelle certains frais ne sont pas encore couverts, ou seulement de mani\u00e8re limit\u00e9e. Les assureurs utilisent ce m\u00e9canisme pour \u00e9viter que des personnes ne souscrivent une police uniquement lorsqu\u2019elles savent d\u00e9j\u00e0 qu\u2019elles vont prochainement \u00eatre hospitalis\u00e9es.<\/p>\n<p>Les d\u00e9lais d\u2019attente diff\u00e8rent selon les compagnies et selon les garanties. Pour les hospitalisations dues \u00e0 un accident, la couverture est souvent imm\u00e9diate ; en cas de maladie, elle ne prend parfois effet qu\u2019apr\u00e8s plusieurs mois. En cas de grossesse, les d\u00e9lais d\u2019attente sont g\u00e9n\u00e9ralement plus longs. Il est important de le savoir \u00e0 l\u2019avance, afin de comprendre quand votre police joue \u00ab pleinement \u00bb.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un d\u00e9lai d\u2019attente est une p\u00e9riode qui suit le d\u00e9but de votre police pendant laquelle certains frais ne sont pas encore couverts, ou seulement de mani\u00e8re limit\u00e9e. Les assureurs utilisent ce m\u00e9canisme pour \u00e9viter que des personnes ne souscrivent une police uniquement lorsqu\u2019elles savent d\u00e9j\u00e0 qu\u2019elles vont prochainement \u00eatre hospitalis\u00e9es. Les d\u00e9lais d\u2019attente diff\u00e8rent selon [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","class_list":["post-46274","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u2019est-ce que le d\u00e9lai d\u2019attente dans une assurance hospitalisation ? - MySavings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/assurance-hospitalisation\/article\/quest-ce-que-le-delai-dattente-dans-une-assurance-hospitalisation\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u2019est-ce que le d\u00e9lai d\u2019attente dans une assurance hospitalisation ? - MySavings\" \/>\n<meta property=\"og:description\" content=\"Un d\u00e9lai d\u2019attente est une p\u00e9riode qui suit le d\u00e9but de votre police pendant laquelle certains frais ne sont pas encore couverts, ou seulement de mani\u00e8re limit\u00e9e. 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