{"id":47385,"date":"2026-06-11T15:47:38","date_gmt":"2026-06-11T13:47:38","guid":{"rendered":"https:\/\/mysavings.be\/article\/wat-maakt-de-verzekering-van-een-exclusieve-of-collectiewagen-anders-dan-een-gewone-autoverzekering\/"},"modified":"2026-06-11T17:02:26","modified_gmt":"2026-06-11T15:02:26","slug":"quest-ce-qui-differencie-une-assurance-oldtimer-dune-assurance-auto-classique","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/des-vehicules-exclusifs-et-de-collection\/article\/quest-ce-qui-differencie-une-assurance-oldtimer-dune-assurance-auto-classique\/","title":{"rendered":"Qu\u2019est-ce qui diff\u00e9rencie une assurance oldtimer d\u2019une assurance auto classique ?"},"content":{"rendered":"<p>Pour beaucoup de propri\u00e9taires, une oldtimer repr\u00e9sente bien plus qu\u2019une simple voiture. Il s\u2019agit souvent d\u2019un projet passion, d\u2019un v\u00e9hicule restaur\u00e9 avec soin ou m\u00eame d\u2019un patrimoine familial. C\u2019est pourquoi une assurance oldtimer fonctionne diff\u00e9remment d\u2019une assurance auto classique.<\/p>\n<p>Une assurance auto traditionnelle est surtout pr\u00e9vue pour un usage quotidien et tient principalement compte de la valeur commerciale du v\u00e9hicule. Pour une oldtimer, l\u2019assureur tient davantage compte de la raret\u00e9 du v\u00e9hicule, de son \u00e9tat de restauration, de son usage limit\u00e9 et de ses conditions de stockage.<\/p>\n<p>En cas de sinistre ou de perte totale, l\u2019indemnisation fonctionne \u00e9galement diff\u00e9remment. De nombreuses assurances oldtimer travaillent avec une valeur agr\u00e9\u00e9e \u00e0 l\u2019avance afin d\u2019\u00e9viter toute discussion sur la valeur r\u00e9elle du v\u00e9hicule au moment du sinistre.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pour beaucoup de propri\u00e9taires, une oldtimer repr\u00e9sente bien plus qu\u2019une simple voiture. Il s\u2019agit souvent d\u2019un projet passion, d\u2019un v\u00e9hicule restaur\u00e9 avec soin ou m\u00eame d\u2019un patrimoine familial. C\u2019est pourquoi une assurance oldtimer fonctionne diff\u00e9remment d\u2019une assurance auto classique. Une assurance auto traditionnelle est surtout pr\u00e9vue pour un usage quotidien et tient principalement compte de [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","class_list":["post-47385","silo","type-silo","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u2019est-ce qui diff\u00e9rencie une assurance oldtimer d\u2019une assurance auto classique ? - MySavings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mysavings.be\/fr\/nos-produits\/s-assurer\/des-vehicules-exclusifs-et-de-collection\/article\/quest-ce-qui-differencie-une-assurance-oldtimer-dune-assurance-auto-classique\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u2019est-ce qui diff\u00e9rencie une assurance oldtimer d\u2019une assurance auto classique ? - MySavings\" \/>\n<meta property=\"og:description\" content=\"Pour beaucoup de propri\u00e9taires, une oldtimer repr\u00e9sente bien plus qu\u2019une simple voiture. Il s\u2019agit souvent d\u2019un projet passion, d\u2019un v\u00e9hicule restaur\u00e9 avec soin ou m\u00eame d\u2019un patrimoine familial. C\u2019est pourquoi une assurance oldtimer fonctionne diff\u00e9remment d\u2019une assurance auto classique. 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