{"id":800,"date":"2021-02-24T22:36:10","date_gmt":"2021-02-24T21:36:10","guid":{"rendered":"https:\/\/mysavings.be\/nos-produits\/backservice\/"},"modified":"2021-11-08T09:58:27","modified_gmt":"2021-11-08T08:58:27","slug":"backservice","status":"publish","type":"product","link":"https:\/\/mysavings.be\/nl\/onze-producten\/pensioen-fiscaal\/ipt-groepsverzekering\/Alle%20informatie\/backservice\/","title":{"rendered":"Backservice IPT"},"content":{"rendered":"<p>Een <strong>backservice<\/strong> kan interessant zijn om als bedrijfsleider in het kader van een individuele pensioentoezegging een aanvullend pensioen op te bouwen. Maar wat is dat precies?<\/p>\n<p>De opbouw van een aanvullend pensioen voor de bedrijfsleider door de vennootschap is 100% aftrekbaar.\u00a0 Er wordt meestal gewerkt met jaarlijkse of maandelijkse premies voor de opbouw van een bepaald kapitaal.\u00a0 Het is interessant om het fiscaal maximum te gaan opzoeken<strong> indien de financi\u00eble en fiscale ruimte er is in de vennootschap<\/strong>.\u00a0 De kans bestaat dat deze financi\u00eble ruimte pas op latere leeftijd ontstaat. Of\u00a0u wil als bedrijfsleider de middelen eerst inzetten in het bedrijf en er pas later uithalen.\u00a0 Of nog:\u00a0u hebt enkele jaren\u00a0als werknemer gewerkt of uw loon als zelfstanige lag voordien lager dan vandaag.<\/p>\n<p>In al deze gevallen kan u gebruik maken van de zogenaamde back service.\u00a0 Dit betekent dat u het \u201ctekort\u201d aan pensioenopbouw via \u00e9\u00e9nmalige bijdragen gaat opkrikken, dit kan gaan om zeer belangrijke bedragen, tot verschillende malen uw jaarloon.<\/p>\n<p><strong>Alle jaren die u gepresteerd hebt binnen de huidige vennootschap (of verbonden vennootschappen, dus binnen dezelfde groep) mag u honoreren en volledig meenemen. <\/strong>\u00a0De backservice of verleden dienstjaren\u00a0binnen uw vennootschap kunnen\u00a0dus stevig oplopen indien u jong gestart bent.<\/p>\n<p>Alle jaren die u voordien hebt gepresteerd (werknemer, ambtenaar of zelfstandige) mag u meenemen, maar met een maximum van 10 jaar.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Een backservice kan interessant zijn om als bedrijfsleider in het kader van een individuele pensioentoezegging een aanvullend pensioen op te bouwen. Maar wat is dat precies? De opbouw van een aanvullend pensioen voor de bedrijfsleider door de vennootschap is 100% aftrekbaar.\u00a0 Er wordt meestal gewerkt met jaarlijkse of maandelijkse premies voor de opbouw van een [&hellip;]<\/p>\n","protected":false},"featured_media":0,"parent":648,"menu_order":13,"template":"","class_list":["post-800","product","type-product","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Backservice IPT - MySavings<\/title>\n<meta name=\"description\" content=\"Profiteer nu van de backservice! 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