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        <p class="mini-title mini-title--primary">Bekijk hier de vergelijking qua voorschot tussen de verzekeringsmaatschappijen</p>
    <table class="comparisons-table"><thead><tr><th class="comparisons-table__head">Verzekeringsmaatschappij
									</th><th class="comparisons-table__head">Maximaal voorschot IPT</th><th class="comparisons-table__head">Maximaal voorschot VAPZ?</th><th class="comparisons-table__head">Maximaal voorschot POZ?</th><th class="comparisons-table__head">Minimaal voorschot
</th><th class="comparisons-table__head">Type financiering of voorschot systeem?</th><th class="comparisons-table__head">Rendement opgenomen voorschot?</th><th class="comparisons-table__head">Rendement geblokkeerde reserve?</th><th class="comparisons-table__head">Jaarlijkse kost</th><th class="comparisons-table__head">		Wie betaalt de jaarlijkse kost? / cash-flow</th><th class="comparisons-table__head">Eénmalige dossierkost</th></tr></thead><tbody><tr class="comparisons-table__line"><td class="comparisons-table__cell">AG Insurance	</td><td class="comparisons-table__cell">65% of hoger ifv looptijd	</td><td class="comparisons-table__cell">90%	</td><td class="comparisons-table__cell">80%	</td><td class="comparisons-table__cell">5.000 euro	</td><td class="comparisons-table__cell">Interestbetalend (of kapitaliserend met correctie)	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">A posteriori (bruto rendement fonds= +/- rendement + 0,75%)	</td><td class="comparisons-table__cell">Privé	</td><td class="comparisons-table__cell">150 euro
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">AG Insurance	</td><td class="comparisons-table__cell">65% of hoger ifv looptijd	</td><td class="comparisons-table__cell">90%	</td><td class="comparisons-table__cell">80%	</td><td class="comparisons-table__cell">5.000 euro	</td><td class="comparisons-table__cell">Renteloos	</td><td class="comparisons-table__cell">0%	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">0,75%	</td><td class="comparisons-table__cell">Op de pensioenreserve	</td><td class="comparisons-table__cell">150 euro
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">Allianz	</td><td class="comparisons-table__cell">75%	</td><td class="comparisons-table__cell">75%	</td><td class="comparisons-table__cell">75%	</td><td class="comparisons-table__cell">0 euro	</td><td class="comparisons-table__cell">Renteloos	</td><td class="comparisons-table__cell">0%	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">1.00%	</td><td class="comparisons-table__cell">Op de pensioenreserve	</td><td class="comparisons-table__cell">Geen</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">Athora (Generali)	</td><td class="comparisons-table__cell">60%	</td><td class="comparisons-table__cell"></td><td class="comparisons-table__cell"></td><td class="comparisons-table__cell"></td><td class="comparisons-table__cell">Renteloos	</td><td class="comparisons-table__cell">0%	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">95 euro vast	</td><td class="comparisons-table__cell">Privé	</td><td class="comparisons-table__cell">250 euro
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">Axa pension plan pro	</td><td class="comparisons-table__cell">60% (afwijkingen mogelijk tot 77%)	</td><td class="comparisons-table__cell">60% (afwijkingen mogelijk tot 77%)	</td><td class="comparisons-table__cell">60% (afwijkingen mogelijk tot 77%)	</td><td class="comparisons-table__cell">2.500 euro	</td><td class="comparisons-table__cell">Interestbetalend en intrestkapitaliserend	</td><td class="comparisons-table__cell">0%	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">1%	</td><td class="comparisons-table__cell">Privé	</td><td class="comparisons-table__cell">125 euro
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">Axa Stars for Life	</td><td class="comparisons-table__cell">60% (afwijkingen mogelijk tot 77%)	</td><td class="comparisons-table__cell">60% (afwijkingen mogelijk tot 77%)	</td><td class="comparisons-table__cell">60% (afwijkingen mogelijk tot 77%)	</td><td class="comparisons-table__cell">2.500 euro	</td><td class="comparisons-table__cell">Interestbetalend en intrestkapitaliserend	</td><td class="comparisons-table__cell">Geen winstdeelname	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">Vast rendement contract verhoogd met 1%	</td><td class="comparisons-table__cell">Privé	</td><td class="comparisons-table__cell">125 euro
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">Baloise	</td><td class="comparisons-table__cell">70% indien looptijd &lt;10jr, 65% ts 10 en 20jr, 60% &gt; 20jr	</td><td class="comparisons-table__cell">85% indien looptijd &lt;10jr, 80% ts 10 en 20jr, 70% &gt; 20jr	</td><td class="comparisons-table__cell">80% indien looptijd &lt;10jr, 75% ts 10 en 20jr, 65% &gt; 20jr	</td><td class="comparisons-table__cell">2.500 euro	</td><td class="comparisons-table__cell">Renteloos	</td><td class="comparisons-table__cell">0%	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">0,75%	</td><td class="comparisons-table__cell">Op de pensioenreserve	</td><td class="comparisons-table__cell">100 euro/Geen indien voorschot &gt; 10.000 euro
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">Ergo Life	</td><td class="comparisons-table__cell">75%	</td><td class="comparisons-table__cell">75%	</td><td class="comparisons-table__cell">Niet van toepassing	</td><td class="comparisons-table__cell">10.000 euro (afwijkingen mogelijk)	</td><td class="comparisons-table__cell">Renteloos	</td><td class="comparisons-table__cell">0%	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">1% (vanaf 2018, voorheen 0,5%)	</td><td class="comparisons-table__cell">Op de pensioenreserve	</td><td class="comparisons-table__cell">125 euro
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">NN (Delta Lloyd)	</td><td class="comparisons-table__cell">65% (afwijkingen mogelijk)	</td><td class="comparisons-table__cell">65%	</td><td class="comparisons-table__cell">65%	</td><td class="comparisons-table__cell">1.250 euro	</td><td class="comparisons-table__cell">Renteloos	</td><td class="comparisons-table__cell">0%	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">0.50% lineair	</td><td class="comparisons-table__cell">Van bruto op einde contract	</td><td class="comparisons-table__cell">125 euro
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">Vivium	</td><td class="comparisons-table__cell">65% indien looptijd nog &gt; 10jr; 70% &gt; 5jr; 75% &lt; 5jr	</td><td class="comparisons-table__cell">Niet mogelijk	</td><td class="comparisons-table__cell">65% indien looptijd nog &gt; 10jr; 70% &gt; 5jr; 75% &lt; 5jr	</td><td class="comparisons-table__cell">10.000 euro	</td><td class="comparisons-table__cell">Renteloos	</td><td class="comparisons-table__cell">0%	</td><td class="comparisons-table__cell">Enkel winstdeelname	</td><td class="comparisons-table__cell">0,65%	</td><td class="comparisons-table__cell">Op de pensioenreserve	</td><td class="comparisons-table__cell">Geen
</td></tr><tr class="comparisons-table__line"><td class="comparisons-table__cell">Vivium	</td><td class="comparisons-table__cell">70% voor 60jr en 75% erna	</td><td class="comparisons-table__cell">70% voor 60jr en 90% erna	</td><td class="comparisons-table__cell">70% voor 60jr en 75% erna	</td><td class="comparisons-table__cell">2.500 euro	</td><td class="comparisons-table__cell">Interestbetalend	</td><td class="comparisons-table__cell">Enkel winstdeelname	</td><td class="comparisons-table__cell">Volledig	</td><td class="comparisons-table__cell">Vast rendement + 1%	</td><td class="comparisons-table__cell">Privé	</td><td class="comparisons-table__cell">Geen
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{"id":2780,"date":"2021-03-03T10:35:27","date_gmt":"2021-03-03T09:35:27","guid":{"rendered":"https:\/\/mysavings.be\/article\/vastgoed-via-ipt-een-vergelijking-van-het-voorschot\/"},"modified":"2021-04-30T16:02:12","modified_gmt":"2021-04-30T14:02:12","slug":"vastgoed-via-ipt-een-vergelijking-van-het-voorschot","status":"publish","type":"silo","link":"https:\/\/mysavings.be\/nl\/artikel\/vastgoed-via-ipt-een-vergelijking-van-het-voorschot\/","title":{"rendered":"Vastgoed via IPT: een vergelijking van het voorschot"},"content":{"rendered":"<p>Er bestaan 3 voorschotsystemen voor de 2de pensioenpijler (VAPZ, RIZIV, IPT en Groepsverzekering): interestbetalend, interestkapitaliserend of interestvrij\/renteloos.<\/p>\n<p>Wat zijn de verschillen tussen de verzekeringsmaatschappijen? \u00a0Wat is voor u het interessantste systeem?<\/p>\n<p><a href=\"https:\/\/mysavings.be\/artikel\/aanvullend-pensioen-als-financiering-voor-vastgoed\/\">Lees ons artikel voor de volledige uitleg hierrond.<\/a><\/p>\n<a class=\"button js-open-modal\" data-modal=\"#table-7792\">Bekijk hier de vergelijking qua voorschot tussen de verzekeringsmaatschappijen<\/a>\n<p><a href=\"https:\/\/mysavings.be\/contact\/\">Neem contact met ons op voor een gepersonaliseerd voorstel.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wat zijn de mogelijkheden? Hoeveel kost dat bij de verschillende verzekeringsmaatschappijen? Hier vindt u de vergelijking van de tarieven. Nog vragen? Maak vrijblijvend een afspraak met onze specialisten via tel (+32 2 318.15.51) of via e-mail (info@mysavings.be).<\/p>\n","protected":false},"featured_media":1481,"parent":0,"menu_order":82,"template":"","class_list":["post-2780","silo","type-silo","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tweede verblijf betalen met uw groepsverzekering?<\/title>\n<meta name=\"description\" content=\"Wat zijn de mogelijkheden? Hoeveel kost dat bij de verschillende verzekeringsmaatschappijen? 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